ZIP Code 33445 — Delray Beach, FL Home Prices (2026)
The typical home in ZIP 33445 (Delray Beach, Florida) is worth about $306,000 at roughly $240 per square foot — 10% more affordable than the Delray Beach median and 4% more expensive than the typical U.S. home.
How 33445 compares
ZIP 33445 is one of the more affordable ZIP codes in Delray Beach: its typical home value of $306,000 ranks #4 of the 5 Delray Beach ZIP codes we track (the citywide range runs from $202,000 in 33484 to $1,022,000 in 33483). Per square foot it costs about $240, against $240 for Delray Beach as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33445 | $306,000 | $240 |
| Delray Beach, FL | $340,000 | $240 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33445
Using this ZIP’s rate of about $240 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $240,000 |
| 1,500 sq ft | $360,000 |
| 2,000 sq ft | $480,000 |
| 2,500 sq ft | $600,000 |
| 3,000 sq ft | $720,000 |
Salary needed to buy a home in ZIP 33445
To buy the typical $306,000 home in ZIP 33445 with 20% down, you need a household income of roughly $83,000 a year (about $1,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $99,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,300 | $2,410/mo | $103,000/yr |
| 10% (+PMI) | $30,600 | $2,310/mo | $99,000/yr |
| 20% | $61,200 | $1,940/mo | $83,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33445
At about $240 per square foot, here is roughly how much home different budgets get you in ZIP 33445:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 630 sq ft | below the local median — condos, smaller or older homes |
| $200k | 830 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1040 sq ft | around the typical home here |
| $300k | 1250 sq ft | around the typical home here |
| $400k | 1670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33445 home.
Estimate a specific home in 33445
The estimator below is pre-set to ZIP 33445 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Delray Beach ZIP codes by home value
Where 33445 sits among Delray Beach’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 33483 | $1,022,000 | $814 |
| 2 | 33444 | $527,000 | $544 |
| 3 | 33446 | $340,000 | $190 |
| 4 | 33445 (this page) | $306,000 | $240 |
| 5 | 33484 | $202,000 | $185 |
ZIP 33445 home prices: frequently asked
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What is the price per square foot in 33445? +
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See the full Delray Beach home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.