ZIP Code 33991 — Cape Coral, FL Home Prices (2026)

The typical home in ZIP 33991 (Cape Coral, Florida) is worth about $361,000 at roughly $245 per square foot — 8% more expensive than the Cape Coral median and 23% more expensive than the typical U.S. home.

$361,000

Typical home value

$245

Price per sq ft

#2 of 6

Cape Coral ZIPs by value

+8%

vs Cape Coral median

How 33991 compares

ZIP 33991 is one of the pricier ZIP codes in Cape Coral: its typical home value of $361,000 ranks #2 of the 6 Cape Coral ZIP codes we track (the citywide range runs from $296,000 in 33909 to $422,000 in 33914). Per square foot it costs about $245, against $243 for Cape Coral as a whole, $229 for Florida, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 33991	$361,000	$245
Cape Coral, FL	$334,000	$243
Florida	$349,000	$229
United States	$294,000	$195

Home value by size in 33991

Using this ZIP’s rate of about $245 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$245,000
1,500 sq ft	$367,500
2,000 sq ft	$490,000
2,500 sq ft	$612,500
3,000 sq ft	$735,000

Salary needed to buy a home in ZIP 33991

To buy the typical $361,000 home in ZIP 33991 with 20% down, you need a household income of roughly $98,000 a year (about $2,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $117,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$18,100	$2,850/mo	$122,000/yr
10% (+PMI)	$36,100	$2,720/mo	$117,000/yr
20%	$72,200	$2,290/mo	$98,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 33991

At about $245 per square foot, here is roughly how much home different budgets get you in ZIP 33991:

Budget	Approx. size	What that looks like locally
$200k	820 sq ft	below the local median — condos, smaller or older homes
$250k	1020 sq ft	below the local median — condos, smaller or older homes
$300k	1220 sq ft	around the typical home here
$400k	1630 sq ft	around the typical home here
$500k	2040 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33991 home.

Estimate a specific home in 33991

The estimator below is pre-set to ZIP 33991 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Cape Coral ZIP codes by home value

Where 33991 sits among Cape Coral’s 6 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	33914	$422,000	$286
2	33991 (this page)	$361,000	$245
3	33904	$340,000	$261
4	33993	$328,000	$227
5	33990	$324,000	$241
6	33909	$296,000	$207

ZIP 33991 home prices: frequently asked

What is the average home price in ZIP code 33991? +

The typical home in ZIP 33991 (Cape Coral, FL) is worth about $361,000 as of 2026. That is 8% more expensive than the Cape Coral median of $334,000 and 23% more expensive than the U.S. median of $294,000.

What is the price per square foot in 33991? +

About $245 per square foot in 33991, versus $243 across Cape Coral and $229 across Florida. At that rate a 1,500 sq ft home runs roughly $367,500 and a 2,500 sq ft home about $612,500.

What salary do you need to buy a house in ZIP 33991? +

For the typical $361,000 home in ZIP 33991, a household income of about $98,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $117,000; with 5% down about $122,000.

Is 33991 an expensive ZIP code? +

Within Cape Coral, 33991 ranks #2 of 6 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Cape Coral. Nationally it is about average.

See the full Cape Coral home values page, all Florida cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.