ZIP Code 33990 — Cape Coral, FL Home Prices (2026)
The typical home in ZIP 33990 (Cape Coral, Florida) is worth about $324,000 at roughly $241 per square foot — 3% more affordable than the Cape Coral median and 10% more expensive than the typical U.S. home.
How 33990 compares
ZIP 33990 is one of the more affordable ZIP codes in Cape Coral: its typical home value of $324,000 ranks #5 of the 6 Cape Coral ZIP codes we track (the citywide range runs from $296,000 in 33909 to $422,000 in 33914). Per square foot it costs about $241, against $243 for Cape Coral as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33990 | $324,000 | $241 |
| Cape Coral, FL | $334,000 | $243 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33990
Using this ZIP’s rate of about $241 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $241,000 |
| 1,500 sq ft | $361,500 |
| 2,000 sq ft | $482,000 |
| 2,500 sq ft | $602,500 |
| 3,000 sq ft | $723,000 |
Salary needed to buy a home in ZIP 33990
To buy the typical $324,000 home in ZIP 33990 with 20% down, you need a household income of roughly $88,000 a year (about $2,060 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $105,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,200 | $2,560/mo | $110,000/yr |
| 10% (+PMI) | $32,400 | $2,440/mo | $105,000/yr |
| 20% | $64,800 | $2,060/mo | $88,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33990
At about $241 per square foot, here is roughly how much home different budgets get you in ZIP 33990:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 620 sq ft | below the local median — condos, smaller or older homes |
| $200k | 830 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1240 sq ft | around the typical home here |
| $400k | 1660 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33990 home.
Estimate a specific home in 33990
The estimator below is pre-set to ZIP 33990 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Cape Coral ZIP codes by home value
Where 33990 sits among Cape Coral’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 33914 | $422,000 | $286 |
| 2 | 33991 | $361,000 | $245 |
| 3 | 33904 | $340,000 | $261 |
| 4 | 33993 | $328,000 | $227 |
| 5 | 33990 (this page) | $324,000 | $241 |
| 6 | 33909 | $296,000 | $207 |
ZIP 33990 home prices: frequently asked
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See the full Cape Coral home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.