ZIP Code 20020 — Washington, DC Home Prices (2026)

The typical home in ZIP 20020 (Washington, District of Columbia) is worth about $360,000 at roughly $254 per square foot — 37% more affordable than the Washington median and 22% more expensive than the typical U.S. home.

$360,000

Typical home value

$254

Price per sq ft

#19 of 21

Washington ZIPs by value

-37%

vs Washington median

How 20020 compares

ZIP 20020 is one of the more affordable ZIP codes in Washington: its typical home value of $360,000 ranks #19 of the 21 Washington ZIP codes we track (the citywide range runs from $323,000 in 20032 to $1,378,000 in 20015). Per square foot it costs about $254, against $497 for Washington as a whole, $497 for District of Columbia, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 20020	$360,000	$254
Washington, DC	$572,000	$497
District of Columbia	$572,000	$497
United States	$294,000	$195

Home value by size in 20020

Using this ZIP’s rate of about $254 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$254,000
1,500 sq ft	$381,000
2,000 sq ft	$508,000
2,500 sq ft	$635,000
3,000 sq ft	$762,000

Salary needed to buy a home in ZIP 20020

To buy the typical $360,000 home in ZIP 20020 with 20% down, you need a household income of roughly $98,000 a year (about $2,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $116,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$18,000	$2,840/mo	$122,000/yr
10% (+PMI)	$36,000	$2,720/mo	$116,000/yr
20%	$72,000	$2,290/mo	$98,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 20020

At about $254 per square foot, here is roughly how much home different budgets get you in ZIP 20020:

Budget	Approx. size	What that looks like locally
$200k	790 sq ft	below the local median — condos, smaller or older homes
$250k	980 sq ft	below the local median — condos, smaller or older homes
$300k	1180 sq ft	around the typical home here
$400k	1570 sq ft	around the typical home here
$500k	1970 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 20020 home.

Estimate a specific home in 20020

The estimator below is pre-set to ZIP 20020 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Washington ZIP codes by home value

Where 20020 sits among Washington’s 21 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	20015	$1,378,000	$516
2	20007	$1,270,000	$657
3	20016	$1,103,000	$483
4	20003	$831,000	$621
5	20008	$831,000	$534
6	20012	$797,000	$426
7	20010	$690,000	$489
8	20001	$632,000	$621
9	20011	$617,000	$417
10	20002	$613,000	$497
11	20009	$572,000	$652
12	20018	$549,000	$343
13	20037	$542,000	$676
14	20017	$535,000	$421
15	20005	$501,000	$629
16	20004	$428,000	$587
17	20024	$374,000	$432
18	20036	$364,000	$567
19	20020 (this page)	$360,000	$254
20	20019	$355,000	$265
21	20032	$323,000	$235

ZIP 20020 home prices: frequently asked

What is the average home price in ZIP code 20020? +

The typical home in ZIP 20020 (Washington, DC) is worth about $360,000 as of 2026. That is 37% more affordable than the Washington median of $572,000 and 22% more expensive than the U.S. median of $294,000.

What is the price per square foot in 20020? +

About $254 per square foot in 20020, versus $497 across Washington and $497 across District of Columbia. At that rate a 1,500 sq ft home runs roughly $381,000 and a 2,500 sq ft home about $635,000.

What salary do you need to buy a house in ZIP 20020? +

For the typical $360,000 home in ZIP 20020, a household income of about $98,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $116,000; with 5% down about $122,000.

Is 20020 an expensive ZIP code? +

Within Washington, 20020 ranks #19 of 21 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Washington. Nationally it is about average.

See the full Washington home values page, all District of Columbia cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.