ZIP Code 20005 — Washington, DC Home Prices (2026)

The typical home in ZIP 20005 (Washington, District of Columbia) is worth about $501,000 at roughly $629 per square foot — 12% more affordable than the Washington median and 70% more expensive than the typical U.S. home.

$501,000

Typical home value

$629

Price per sq ft

#15 of 21

Washington ZIPs by value

-12%

vs Washington median

How 20005 compares

ZIP 20005 is one of the more affordable ZIP codes in Washington: its typical home value of $501,000 ranks #15 of the 21 Washington ZIP codes we track (the citywide range runs from $323,000 in 20032 to $1,378,000 in 20015). Per square foot it costs about $629, against $497 for Washington as a whole, $497 for District of Columbia, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 20005	$501,000	$629
Washington, DC	$572,000	$497
District of Columbia	$572,000	$497
United States	$294,000	$195

Home value by size in 20005

Using this ZIP’s rate of about $629 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$629,000
1,500 sq ft	$943,500
2,000 sq ft	$1,258,000
2,500 sq ft	$1,572,500
3,000 sq ft	$1,887,000

Salary needed to buy a home in ZIP 20005

To buy the typical $501,000 home in ZIP 20005 with 20% down, you need a household income of roughly $136,000 a year (about $3,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $162,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$25,100	$3,950/mo	$169,000/yr
10% (+PMI)	$50,100	$3,780/mo	$162,000/yr
20%	$100,200	$3,180/mo	$136,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 20005

At about $629 per square foot, here is roughly how much home different budgets get you in ZIP 20005:

Budget	Approx. size	What that looks like locally
$250k	400 sq ft	below the local median — condos, smaller or older homes
$300k	480 sq ft	below the local median — condos, smaller or older homes
$400k	640 sq ft	below the local median — condos, smaller or older homes
$500k	790 sq ft	around the typical home here
$600k	950 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 20005 home.

Estimate a specific home in 20005

The estimator below is pre-set to ZIP 20005 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Washington ZIP codes by home value

Where 20005 sits among Washington’s 21 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	20015	$1,378,000	$516
2	20007	$1,270,000	$657
3	20016	$1,103,000	$483
4	20003	$831,000	$621
5	20008	$831,000	$534
6	20012	$797,000	$426
7	20010	$690,000	$489
8	20001	$632,000	$621
9	20011	$617,000	$417
10	20002	$613,000	$497
11	20009	$572,000	$652
12	20018	$549,000	$343
13	20037	$542,000	$676
14	20017	$535,000	$421
15	20005 (this page)	$501,000	$629
16	20004	$428,000	$587
17	20024	$374,000	$432
18	20036	$364,000	$567
19	20020	$360,000	$254
20	20019	$355,000	$265
21	20032	$323,000	$235

ZIP 20005 home prices: frequently asked

What is the average home price in ZIP code 20005? +

The typical home in ZIP 20005 (Washington, DC) is worth about $501,000 as of 2026. That is 12% more affordable than the Washington median of $572,000 and 70% more expensive than the U.S. median of $294,000.

What is the price per square foot in 20005? +

About $629 per square foot in 20005, versus $497 across Washington and $497 across District of Columbia. At that rate a 1,500 sq ft home runs roughly $943,500 and a 2,500 sq ft home about $1,572,500.

What salary do you need to buy a house in ZIP 20005? +

For the typical $501,000 home in ZIP 20005, a household income of about $136,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $162,000; with 5% down about $169,000.

Is 20005 an expensive ZIP code? +

Within Washington, 20005 ranks #15 of 21 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Washington. Nationally it is relatively expensive.

See the full Washington home values page, all District of Columbia cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.