ZIP Code 92592 — Temecula, CA Home Prices (2026)
The typical home in ZIP 92592 (Temecula, California) is worth about $774,000 at roughly $361 per square foot — about the same as the Temecula median and 163% more expensive than the typical U.S. home.
How 92592 compares
ZIP 92592 is a mid-priced ZIP code for Temecula: its typical home value of $774,000 ranks #2 of the 3 Temecula ZIP codes we track (the citywide range runs from $747,000 in 92591 to $1,495,000 in 92590). Per square foot it costs about $361, against $365 for Temecula as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92592 | $774,000 | $361 |
| Temecula, CA | $774,000 | $365 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92592
Using this ZIP’s rate of about $361 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $361,000 |
| 1,500 sq ft | $541,500 |
| 2,000 sq ft | $722,000 |
| 2,500 sq ft | $902,500 |
| 3,000 sq ft | $1,083,000 |
Salary needed to buy a home in ZIP 92592
To buy the typical $774,000 home in ZIP 92592 with 20% down, you need a household income of roughly $211,000 a year (about $4,910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $250,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $38,700 | $6,110/mo | $262,000/yr |
| 10% (+PMI) | $77,400 | $5,840/mo | $250,000/yr |
| 20% | $154,800 | $4,910/mo | $211,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92592
At about $361 per square foot, here is roughly how much home different budgets get you in ZIP 92592:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1390 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1660 sq ft | below the local median — condos, smaller or older homes |
| $750k | 2080 sq ft | around the typical home here |
| $1.00M | 2770 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92592 home.
Estimate a specific home in 92592
The estimator below is pre-set to ZIP 92592 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Temecula ZIP codes by home value
Where 92592 sits among Temecula’s 3 ZIP codes:
ZIP 92592 home prices: frequently asked
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See the full Temecula home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.