ZIP Code 92591 — Temecula, CA Home Prices (2026)
The typical home in ZIP 92591 (Temecula, California) is worth about $747,000 at roughly $365 per square foot — 3% more affordable than the Temecula median and 154% more expensive than the typical U.S. home.
How 92591 compares
ZIP 92591 is one of the more affordable ZIP codes in Temecula: its typical home value of $747,000 ranks #3 of the 3 Temecula ZIP codes we track (the citywide range runs from $747,000 in 92591 to $1,495,000 in 92590). Per square foot it costs about $365, against $365 for Temecula as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92591 | $747,000 | $365 |
| Temecula, CA | $774,000 | $365 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92591
Using this ZIP’s rate of about $365 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $365,000 |
| 1,500 sq ft | $547,500 |
| 2,000 sq ft | $730,000 |
| 2,500 sq ft | $912,500 |
| 3,000 sq ft | $1,095,000 |
Salary needed to buy a home in ZIP 92591
To buy the typical $747,000 home in ZIP 92591 with 20% down, you need a household income of roughly $203,000 a year (about $4,740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $241,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $37,400 | $5,890/mo | $253,000/yr |
| 10% (+PMI) | $74,700 | $5,630/mo | $241,000/yr |
| 20% | $149,400 | $4,740/mo | $203,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92591
At about $365 per square foot, here is roughly how much home different budgets get you in ZIP 92591:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1640 sq ft | around the typical home here |
| $750k | 2050 sq ft | around the typical home here |
| $1.00M | 2740 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92591 home.
Estimate a specific home in 92591
The estimator below is pre-set to ZIP 92591 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Temecula ZIP codes by home value
Where 92591 sits among Temecula’s 3 ZIP codes:
ZIP 92591 home prices: frequently asked
What is the average home price in ZIP code 92591? +
What is the price per square foot in 92591? +
What salary do you need to buy a house in ZIP 92591? +
Is 92591 an expensive ZIP code? +
See the full Temecula home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.