ZIP Code 95051 — Santa Clara, CA Home Prices (2026)
The typical home in ZIP 95051 (Santa Clara, California) is worth about $1,840,000 at roughly $1011 per square foot — 17% more expensive than the Santa Clara median and 526% more expensive than the typical U.S. home.
How 95051 compares
ZIP 95051 is one of the pricier ZIP codes in Santa Clara: its typical home value of $1,840,000 ranks #1 of the 3 Santa Clara ZIP codes we track (the citywide range runs from $1,467,000 in 95054 to $1,840,000 in 95051). Per square foot it costs about $1011, against $810 for Santa Clara as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 95051 | $1,840,000 | $1011 |
| Santa Clara, CA | $1,575,000 | $810 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 95051
Using this ZIP’s rate of about $1011 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $1,011,000 |
| 1,500 sq ft | $1,516,500 |
| 2,000 sq ft | $2,022,000 |
| 2,500 sq ft | $2,527,500 |
| 3,000 sq ft | $3,033,000 |
Salary needed to buy a home in ZIP 95051
To buy the typical $1,840,000 home in ZIP 95051 with 20% down, you need a household income of roughly $501,000 a year (about $11,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $595,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $92,000 | $14,520/mo | $622,000/yr |
| 10% (+PMI) | $184,000 | $13,880/mo | $595,000/yr |
| 20% | $368,000 | $11,680/mo | $501,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 95051
At about $1011 per square foot, here is roughly how much home different budgets get you in ZIP 95051:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $1.00M | 990 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 1480 sq ft | around the typical home here |
| $2.00M | 1980 sq ft | around the typical home here |
| $3.00M | 2970 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 95051 home.
Estimate a specific home in 95051
The estimator below is pre-set to ZIP 95051 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Santa Clara ZIP codes by home value
Where 95051 sits among Santa Clara’s 3 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 95051 (this page) | $1,840,000 | $1011 |
| 2 | 95050 | $1,575,000 | $784 |
| 3 | 95054 | $1,467,000 | $810 |
ZIP 95051 home prices: frequently asked
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See the full Santa Clara home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.