ZIP Code 95050 — Santa Clara, CA Home Prices (2026)
The typical home in ZIP 95050 (Santa Clara, California) is worth about $1,575,000 at roughly $784 per square foot — about the same as the Santa Clara median and 436% more expensive than the typical U.S. home.
How 95050 compares
ZIP 95050 is a mid-priced ZIP code for Santa Clara: its typical home value of $1,575,000 ranks #2 of the 3 Santa Clara ZIP codes we track (the citywide range runs from $1,467,000 in 95054 to $1,840,000 in 95051). Per square foot it costs about $784, against $810 for Santa Clara as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 95050 | $1,575,000 | $784 |
| Santa Clara, CA | $1,575,000 | $810 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 95050
Using this ZIP’s rate of about $784 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $784,000 |
| 1,500 sq ft | $1,176,000 |
| 2,000 sq ft | $1,568,000 |
| 2,500 sq ft | $1,960,000 |
| 3,000 sq ft | $2,352,000 |
Salary needed to buy a home in ZIP 95050
To buy the typical $1,575,000 home in ZIP 95050 with 20% down, you need a household income of roughly $429,000 a year (about $10,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $509,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $78,800 | $12,430/mo | $533,000/yr |
| 10% (+PMI) | $157,500 | $11,880/mo | $509,000/yr |
| 20% | $315,000 | $10,000/mo | $429,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 95050
At about $784 per square foot, here is roughly how much home different budgets get you in ZIP 95050:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $750k | 960 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1280 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 1910 sq ft | around the typical home here |
| $2.00M | 2550 sq ft | around the typical home here |
| $3.00M | 3830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 95050 home.
Estimate a specific home in 95050
The estimator below is pre-set to ZIP 95050 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Santa Clara ZIP codes by home value
Where 95050 sits among Santa Clara’s 3 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 95051 | $1,840,000 | $1011 |
| 2 | 95050 (this page) | $1,575,000 | $784 |
| 3 | 95054 | $1,467,000 | $810 |
ZIP 95050 home prices: frequently asked
What is the average home price in ZIP code 95050? +
What is the price per square foot in 95050? +
What salary do you need to buy a house in ZIP 95050? +
Is 95050 an expensive ZIP code? +
See the full Santa Clara home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.