ZIP Code 92321 — Lake Arrowhead, CA Home Prices (2026)
The typical home in ZIP 92321 (Lake Arrowhead, California) is worth about $310,000 at roughly $369 per square foot — 16% more affordable than the Lake Arrowhead median and 5% more expensive than the typical U.S. home.
How 92321 compares
ZIP 92321 is one of the more affordable ZIP codes in Lake Arrowhead: its typical home value of $310,000 ranks #6 of the 6 Lake Arrowhead ZIP codes we track (the citywide range runs from $310,000 in 92321 to $599,000 in 92352). Per square foot it costs about $369, against $360 for Lake Arrowhead as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92321 | $310,000 | $369 |
| Lake Arrowhead, CA | $370,000 | $360 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92321
Using this ZIP’s rate of about $369 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $369,000 |
| 1,500 sq ft | $553,500 |
| 2,000 sq ft | $738,000 |
| 2,500 sq ft | $922,500 |
| 3,000 sq ft | $1,107,000 |
Salary needed to buy a home in ZIP 92321
To buy the typical $310,000 home in ZIP 92321 with 20% down, you need a household income of roughly $84,000 a year (about $1,970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $100,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,500 | $2,450/mo | $105,000/yr |
| 10% (+PMI) | $31,000 | $2,340/mo | $100,000/yr |
| 20% | $62,000 | $1,970/mo | $84,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92321
At about $369 per square foot, here is roughly how much home different budgets get you in ZIP 92321:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 410 sq ft | below the local median — condos, smaller or older homes |
| $200k | 540 sq ft | below the local median — condos, smaller or older homes |
| $250k | 680 sq ft | around the typical home here |
| $300k | 810 sq ft | around the typical home here |
| $400k | 1080 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92321 home.
Estimate a specific home in 92321
The estimator below is pre-set to ZIP 92321 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lake Arrowhead ZIP codes by home value
Where 92321 sits among Lake Arrowhead’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92352 | $599,000 | $378 |
| 2 | 92385 | $488,000 | $359 |
| 3 | 92317 | $379,000 | $361 |
| 4 | 92391 | $361,000 | $315 |
| 5 | 92378 | $328,000 | $321 |
| 6 | 92321 (this page) | $310,000 | $369 |
ZIP 92321 home prices: frequently asked
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See the full Lake Arrowhead home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.