ZIP Code 92604 — Irvine, CA Home Prices (2026)

The typical home in ZIP 92604 (Irvine, California) is worth about $1,376,000 at roughly $800 per square foot — 5% more affordable than the Irvine median and 368% more expensive than the typical U.S. home.

$1,376,000

Typical home value

$800

Price per sq ft

#6 of 9

Irvine ZIPs by value

-5%

vs Irvine median

How 92604 compares

ZIP 92604 is a mid-priced ZIP code for Irvine: its typical home value of $1,376,000 ranks #6 of the 9 Irvine ZIP codes we track (the citywide range runs from $841,000 in 92617 to $2,343,000 in 92603). Per square foot it costs about $800, against $800 for Irvine as a whole, $455 for California, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 92604	$1,376,000	$800
Irvine, CA	$1,452,000	$800
California	$698,000	$455
United States	$294,000	$195

Home value by size in 92604

Using this ZIP’s rate of about $800 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$800,000
1,500 sq ft	$1,200,000
2,000 sq ft	$1,600,000
2,500 sq ft	$2,000,000
3,000 sq ft	$2,400,000

Salary needed to buy a home in ZIP 92604

To buy the typical $1,376,000 home in ZIP 92604 with 20% down, you need a household income of roughly $374,000 a year (about $8,740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $445,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$68,800	$10,860/mo	$465,000/yr
10% (+PMI)	$137,600	$10,380/mo	$445,000/yr
20%	$275,200	$8,740/mo	$374,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 92604

At about $800 per square foot, here is roughly how much home different budgets get you in ZIP 92604:

Budget	Approx. size	What that looks like locally
$750k	940 sq ft	below the local median — condos, smaller or older homes
$1.00M	1250 sq ft	below the local median — condos, smaller or older homes
$1.50M	1880 sq ft	around the typical home here
$2.00M	2500 sq ft	above the median — larger homes or the pricier ZIPs
$3.00M	3750 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92604 home.

Estimate a specific home in 92604

The estimator below is pre-set to ZIP 92604 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Irvine ZIP codes by home value

Where 92604 sits among Irvine’s 9 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	92603	$2,343,000	$1058
2	92602	$1,989,000	$980
3	92620	$1,668,000	$850
4	92618	$1,552,000	$764
5	92606	$1,452,000	$821
6	92604 (this page)	$1,376,000	$800
7	92614	$1,217,000	$780
8	92612	$1,185,000	$785
9	92617	$841,000	$443

ZIP 92604 home prices: frequently asked

What is the average home price in ZIP code 92604? +

The typical home in ZIP 92604 (Irvine, CA) is worth about $1,376,000 as of 2026. That is 5% more affordable than the Irvine median of $1,452,000 and 368% more expensive than the U.S. median of $294,000.

What is the price per square foot in 92604? +

About $800 per square foot in 92604, versus $800 across Irvine and $455 across California. At that rate a 1,500 sq ft home runs roughly $1,200,000 and a 2,500 sq ft home about $2,000,000.

What salary do you need to buy a house in ZIP 92604? +

For the typical $1,376,000 home in ZIP 92604, a household income of about $374,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $445,000; with 5% down about $465,000.

Is 92604 an expensive ZIP code? +

Within Irvine, 92604 ranks #6 of 9 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Irvine. Nationally it is relatively expensive.

See the full Irvine home values page, all California cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.