ZIP Code 35206 — Birmingham, AL Home Prices (2026)

The typical home in ZIP 35206 (Birmingham, Alabama) is worth about $104,000 at roughly $100 per square foot — about the same as the Birmingham median and 65% more affordable than the typical U.S. home.

$104,000

Typical home value

$100

Price per sq ft

#10 of 17

Birmingham ZIPs by value

+0%

vs Birmingham median

How 35206 compares

ZIP 35206 is a mid-priced ZIP code for Birmingham: its typical home value of $104,000 ranks #10 of the 17 Birmingham ZIP codes we track (the citywide range runs from $60,000 in 35207 to $571,000 in 35242). Per square foot it costs about $100, against $100 for Birmingham as a whole, $153 for Alabama, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 35206	$104,000	$100
Birmingham, AL	$104,000	$100
Alabama	$204,000	$153
United States	$294,000	$195

Home value by size in 35206

Using this ZIP’s rate of about $100 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$100,000
1,500 sq ft	$150,000
2,000 sq ft	$200,000
2,500 sq ft	$250,000
3,000 sq ft	$300,000

Salary needed to buy a home in ZIP 35206

To buy the typical $104,000 home in ZIP 35206 with 20% down, you need a household income of roughly $28,000 a year (about $660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $34,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$5,200	$820/mo	$35,000/yr
10% (+PMI)	$10,400	$780/mo	$34,000/yr
20%	$20,800	$660/mo	$28,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 35206

At about $100 per square foot, here is roughly how much home different budgets get you in ZIP 35206:

Budget	Approx. size	What that looks like locally
$150k	1500 sq ft	above the median — larger homes or the pricier ZIPs
$200k	2000 sq ft	above the median — larger homes or the pricier ZIPs
$250k	2500 sq ft	above the median — larger homes or the pricier ZIPs
$300k	3000 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 35206 home.

Estimate a specific home in 35206

The estimator below is pre-set to ZIP 35206 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Birmingham ZIP codes by home value

Where 35206 sits among Birmingham’s 17 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	35242	$571,000	$199
2	35222	$400,000	$213
3	35203	$321,000	$323
4	35233	$309,000	$295
5	35205	$232,000	$209
6	35235	$188,000	$113
7	35212	$121,000	$134
8	35130	$115,000	$106
9	35061	$104,000	$69
10	35206 (this page)	$104,000	$100
11	35234	$94,000	$84
12	35208	$79,000	$69
13	35211	$76,000	$80
14	35218	$73,000	$80
15	35204	$72,000	$66
16	35221	$61,000	$81
17	35207	$60,000	$54

ZIP 35206 home prices: frequently asked

What is the average home price in ZIP code 35206? +

The typical home in ZIP 35206 (Birmingham, AL) is worth about $104,000 as of 2026. That is about the same as the Birmingham median of $104,000 and 65% more affordable than the U.S. median of $294,000.

What is the price per square foot in 35206? +

About $100 per square foot in 35206, versus $100 across Birmingham and $153 across Alabama. At that rate a 1,500 sq ft home runs roughly $150,000 and a 2,500 sq ft home about $250,000.

What salary do you need to buy a house in ZIP 35206? +

For the typical $104,000 home in ZIP 35206, a household income of about $28,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $34,000; with 5% down about $35,000.

Is 35206 an expensive ZIP code? +

Within Birmingham, 35206 ranks #10 of 17 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Birmingham. Nationally it is relatively affordable.

See the full Birmingham home values page, all Alabama cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.