ZIP Code 35203 — Birmingham, AL Home Prices (2026)

The typical home in ZIP 35203 (Birmingham, Alabama) is worth about $321,000 at roughly $323 per square foot — 209% more expensive than the Birmingham median and 9% more expensive than the typical U.S. home.

$321,000

Typical home value

$323

Price per sq ft

#3 of 17

Birmingham ZIPs by value

+209%

vs Birmingham median

How 35203 compares

ZIP 35203 is one of the pricier ZIP codes in Birmingham: its typical home value of $321,000 ranks #3 of the 17 Birmingham ZIP codes we track (the citywide range runs from $60,000 in 35207 to $571,000 in 35242). Per square foot it costs about $323, against $100 for Birmingham as a whole, $153 for Alabama, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 35203	$321,000	$323
Birmingham, AL	$104,000	$100
Alabama	$204,000	$153
United States	$294,000	$195

Home value by size in 35203

Using this ZIP’s rate of about $323 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$323,000
1,500 sq ft	$484,500
2,000 sq ft	$646,000
2,500 sq ft	$807,500
3,000 sq ft	$969,000

Salary needed to buy a home in ZIP 35203

To buy the typical $321,000 home in ZIP 35203 with 20% down, you need a household income of roughly $87,000 a year (about $2,040 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $104,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$16,100	$2,530/mo	$109,000/yr
10% (+PMI)	$32,100	$2,420/mo	$104,000/yr
20%	$64,200	$2,040/mo	$87,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 35203

At about $323 per square foot, here is roughly how much home different budgets get you in ZIP 35203:

Budget	Approx. size	What that looks like locally
$150k	460 sq ft	below the local median — condos, smaller or older homes
$200k	620 sq ft	below the local median — condos, smaller or older homes
$250k	770 sq ft	below the local median — condos, smaller or older homes
$300k	930 sq ft	around the typical home here
$400k	1240 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 35203 home.

Estimate a specific home in 35203

The estimator below is pre-set to ZIP 35203 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Birmingham ZIP codes by home value

Where 35203 sits among Birmingham’s 17 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	35242	$571,000	$199
2	35222	$400,000	$213
3	35203 (this page)	$321,000	$323
4	35233	$309,000	$295
5	35205	$232,000	$209
6	35235	$188,000	$113
7	35212	$121,000	$134
8	35130	$115,000	$106
9	35061	$104,000	$69
10	35206	$104,000	$100
11	35234	$94,000	$84
12	35208	$79,000	$69
13	35211	$76,000	$80
14	35218	$73,000	$80
15	35204	$72,000	$66
16	35221	$61,000	$81
17	35207	$60,000	$54

ZIP 35203 home prices: frequently asked

What is the average home price in ZIP code 35203? +

The typical home in ZIP 35203 (Birmingham, AL) is worth about $321,000 as of 2026. That is 209% more expensive than the Birmingham median of $104,000 and 9% more expensive than the U.S. median of $294,000.

What is the price per square foot in 35203? +

About $323 per square foot in 35203, versus $100 across Birmingham and $153 across Alabama. At that rate a 1,500 sq ft home runs roughly $484,500 and a 2,500 sq ft home about $807,500.

What salary do you need to buy a house in ZIP 35203? +

For the typical $321,000 home in ZIP 35203, a household income of about $87,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $104,000; with 5% down about $109,000.

Is 35203 an expensive ZIP code? +

Within Birmingham, 35203 ranks #3 of 17 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Birmingham. Nationally it is about average.

See the full Birmingham home values page, all Alabama cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.