ZIP Code 35204 — Birmingham, AL Home Prices (2026)

The typical home in ZIP 35204 (Birmingham, Alabama) is worth about $72,000 at roughly $66 per square foot — 31% more affordable than the Birmingham median and 76% more affordable than the typical U.S. home.

$72,000

Typical home value

$66

Price per sq ft

#15 of 17

Birmingham ZIPs by value

-31%

vs Birmingham median

How 35204 compares

ZIP 35204 is one of the more affordable ZIP codes in Birmingham: its typical home value of $72,000 ranks #15 of the 17 Birmingham ZIP codes we track (the citywide range runs from $60,000 in 35207 to $571,000 in 35242). Per square foot it costs about $66, against $100 for Birmingham as a whole, $153 for Alabama, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 35204	$72,000	$66
Birmingham, AL	$104,000	$100
Alabama	$204,000	$153
United States	$294,000	$195

Home value by size in 35204

Using this ZIP’s rate of about $66 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$66,000
1,500 sq ft	$99,000
2,000 sq ft	$132,000
2,500 sq ft	$165,000
3,000 sq ft	$198,000

Salary needed to buy a home in ZIP 35204

To buy the typical $72,000 home in ZIP 35204 with 20% down, you need a household income of roughly $20,000 a year (about $460 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $23,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$3,600	$570/mo	$24,000/yr
10% (+PMI)	$7,200	$540/mo	$23,000/yr
20%	$14,400	$460/mo	$20,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 35204

At about $66 per square foot, here is roughly how much home different budgets get you in ZIP 35204:

Budget	Approx. size	What that looks like locally
$150k	2270 sq ft	above the median — larger homes or the pricier ZIPs
$200k	3030 sq ft	above the median — larger homes or the pricier ZIPs
$250k	3790 sq ft	above the median — larger homes or the pricier ZIPs
$300k	4550 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 35204 home.

Estimate a specific home in 35204

The estimator below is pre-set to ZIP 35204 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Birmingham ZIP codes by home value

Where 35204 sits among Birmingham’s 17 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	35242	$571,000	$199
2	35222	$400,000	$213
3	35203	$321,000	$323
4	35233	$309,000	$295
5	35205	$232,000	$209
6	35235	$188,000	$113
7	35212	$121,000	$134
8	35130	$115,000	$106
9	35061	$104,000	$69
10	35206	$104,000	$100
11	35234	$94,000	$84
12	35208	$79,000	$69
13	35211	$76,000	$80
14	35218	$73,000	$80
15	35204 (this page)	$72,000	$66
16	35221	$61,000	$81
17	35207	$60,000	$54

ZIP 35204 home prices: frequently asked

What is the average home price in ZIP code 35204? +

The typical home in ZIP 35204 (Birmingham, AL) is worth about $72,000 as of 2026. That is 31% more affordable than the Birmingham median of $104,000 and 76% more affordable than the U.S. median of $294,000.

What is the price per square foot in 35204? +

About $66 per square foot in 35204, versus $100 across Birmingham and $153 across Alabama. At that rate a 1,500 sq ft home runs roughly $99,000 and a 2,500 sq ft home about $165,000.

What salary do you need to buy a house in ZIP 35204? +

For the typical $72,000 home in ZIP 35204, a household income of about $20,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $23,000; with 5% down about $24,000.

Is 35204 an expensive ZIP code? +

Within Birmingham, 35204 ranks #15 of 17 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Birmingham. Nationally it is relatively affordable.

See the full Birmingham home values page, all Alabama cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.