ZIP Code 05043 — Thetford, VT Home Prices (2026)
The typical home in ZIP 05043 (Thetford, Vermont) is worth about $436,000 at roughly $410 per square foot — 5% more expensive than the Thetford median and 48% more expensive than the typical U.S. home.
How 05043 compares
ZIP 05043 is one of the pricier ZIP codes in Thetford: its typical home value of $436,000 ranks #1 of the 3 Thetford ZIP codes we track (the citywide range runs from $369,000 in 05058 to $436,000 in 05043). Per square foot it costs about $410, against $255 for Thetford as a whole, $264 for Vermont, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 05043 | $436,000 | $410 |
| Thetford, VT | $414,000 | $255 |
| Vermont | $369,500 | $264 |
| United States | $294,000 | $195 |
Home value by size in 05043
Using this ZIP’s rate of about $410 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $410,000 |
| 1,500 sq ft | $615,000 |
| 2,000 sq ft | $820,000 |
| 2,500 sq ft | $1,025,000 |
| 3,000 sq ft | $1,230,000 |
Salary needed to buy a home in ZIP 05043
To buy the typical $436,000 home in ZIP 05043 with 20% down, you need a household income of roughly $119,000 a year (about $2,770 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $141,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,800 | $3,440/mo | $147,000/yr |
| 10% (+PMI) | $43,600 | $3,290/mo | $141,000/yr |
| 20% | $87,200 | $2,770/mo | $119,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 05043
At about $410 per square foot, here is roughly how much home different budgets get you in ZIP 05043:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 490 sq ft | below the local median — condos, smaller or older homes |
| $250k | 610 sq ft | below the local median — condos, smaller or older homes |
| $300k | 730 sq ft | below the local median — condos, smaller or older homes |
| $400k | 980 sq ft | around the typical home here |
| $500k | 1220 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 05043 home.
Estimate a specific home in 05043
The estimator below is pre-set to ZIP 05043 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Thetford ZIP codes by home value
Where 05043 sits among Thetford’s 3 ZIP codes:
ZIP 05043 home prices: frequently asked
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See the full Thetford home values page, all Vermont cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.