ZIP Code 84120 — West Valley City, UT Home Prices (2026)
The typical home in ZIP 84120 (West Valley City, Utah) is worth about $472,000 at roughly $240 per square foot — about the same as the West Valley City median and 61% more expensive than the typical U.S. home.
How 84120 compares
ZIP 84120 is a mid-priced ZIP code for West Valley City: its typical home value of $472,000 ranks #2 of the 3 West Valley City ZIP codes we track (the citywide range runs from $437,000 in 84119 to $493,000 in 84128). Per square foot it costs about $240, against $248 for West Valley City as a whole, $236 for Utah, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 84120 | $472,000 | $240 |
| West Valley City, UT | $472,000 | $248 |
| Utah | $477,000 | $236 |
| United States | $294,000 | $195 |
Home value by size in 84120
Using this ZIP’s rate of about $240 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $240,000 |
| 1,500 sq ft | $360,000 |
| 2,000 sq ft | $480,000 |
| 2,500 sq ft | $600,000 |
| 3,000 sq ft | $720,000 |
Salary needed to buy a home in ZIP 84120
To buy the typical $472,000 home in ZIP 84120 with 20% down, you need a household income of roughly $128,000 a year (about $3,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $153,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,600 | $3,720/mo | $160,000/yr |
| 10% (+PMI) | $47,200 | $3,560/mo | $153,000/yr |
| 20% | $94,400 | $3,000/mo | $128,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 84120
At about $240 per square foot, here is roughly how much home different budgets get you in ZIP 84120:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1250 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1670 sq ft | around the typical home here |
| $500k | 2080 sq ft | around the typical home here |
| $600k | 2500 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 84120 home.
Estimate a specific home in 84120
The estimator below is pre-set to ZIP 84120 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All West Valley City ZIP codes by home value
Where 84120 sits among West Valley City’s 3 ZIP codes:
ZIP 84120 home prices: frequently asked
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See the full West Valley City home values page, all Utah cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.