ZIP Code 84601 — Provo, UT Home Prices (2026)
The typical home in ZIP 84601 (Provo, Utah) is worth about $450,000 at roughly $261 per square foot — about the same as the Provo median and 53% more expensive than the typical U.S. home.
How 84601 compares
ZIP 84601 is a mid-priced ZIP code for Provo: its typical home value of $450,000 ranks #2 of the 3 Provo ZIP codes we track (the citywide range runs from $427,000 in 84606 to $612,000 in 84604). Per square foot it costs about $261, against $273 for Provo as a whole, $236 for Utah, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 84601 | $450,000 | $261 |
| Provo, UT | $450,000 | $273 |
| Utah | $477,000 | $236 |
| United States | $294,000 | $195 |
Home value by size in 84601
Using this ZIP’s rate of about $261 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $261,000 |
| 1,500 sq ft | $391,500 |
| 2,000 sq ft | $522,000 |
| 2,500 sq ft | $652,500 |
| 3,000 sq ft | $783,000 |
Salary needed to buy a home in ZIP 84601
To buy the typical $450,000 home in ZIP 84601 with 20% down, you need a household income of roughly $122,000 a year (about $2,860 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $145,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,500 | $3,550/mo | $152,000/yr |
| 10% (+PMI) | $45,000 | $3,390/mo | $145,000/yr |
| 20% | $90,000 | $2,860/mo | $122,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 84601
At about $261 per square foot, here is roughly how much home different budgets get you in ZIP 84601:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 960 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1530 sq ft | around the typical home here |
| $500k | 1920 sq ft | around the typical home here |
| $600k | 2300 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 84601 home.
Estimate a specific home in 84601
The estimator below is pre-set to ZIP 84601 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Provo ZIP codes by home value
Where 84601 sits among Provo’s 3 ZIP codes:
ZIP 84601 home prices: frequently asked
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See the full Provo home values page, all Utah cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.