ZIP Code 84097 — Orem, UT Home Prices (2026)
The typical home in ZIP 84097 (Orem, Utah) is worth about $600,000 at roughly $237 per square foot — 22% more expensive than the Orem median and 104% more expensive than the typical U.S. home.
How 84097 compares
ZIP 84097 is one of the pricier ZIP codes in Orem: its typical home value of $600,000 ranks #1 of the 3 Orem ZIP codes we track (the citywide range runs from $477,000 in 84057 to $600,000 in 84097). Per square foot it costs about $237, against $237 for Orem as a whole, $236 for Utah, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 84097 | $600,000 | $237 |
| Orem, UT | $490,000 | $237 |
| Utah | $477,000 | $236 |
| United States | $294,000 | $195 |
Home value by size in 84097
Using this ZIP’s rate of about $237 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $237,000 |
| 1,500 sq ft | $355,500 |
| 2,000 sq ft | $474,000 |
| 2,500 sq ft | $592,500 |
| 3,000 sq ft | $711,000 |
Salary needed to buy a home in ZIP 84097
To buy the typical $600,000 home in ZIP 84097 with 20% down, you need a household income of roughly $163,000 a year (about $3,810 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $194,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,000 | $4,730/mo | $203,000/yr |
| 10% (+PMI) | $60,000 | $4,530/mo | $194,000/yr |
| 20% | $120,000 | $3,810/mo | $163,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 84097
At about $237 per square foot, here is roughly how much home different budgets get you in ZIP 84097:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1270 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1690 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2110 sq ft | around the typical home here |
| $600k | 2530 sq ft | around the typical home here |
| $750k | 3160 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 84097 home.
Estimate a specific home in 84097
The estimator below is pre-set to ZIP 84097 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Orem ZIP codes by home value
Where 84097 sits among Orem’s 3 ZIP codes:
ZIP 84097 home prices: frequently asked
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See the full Orem home values page, all Utah cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.