ZIP Code 78384 — San Diego, TX Home Prices (2026)

The typical home in ZIP 78384 (San Diego, Texas) is worth about $72,000 at roughly $115 per square foot — about the same as the San Diego median and 76% more affordable than the typical U.S. home.

$72,000

Typical home value

$115

Price per sq ft

#2 of 3

San Diego ZIPs by value

+0%

vs San Diego median

How 78384 compares

ZIP 78384 is a mid-priced ZIP code for San Diego: its typical home value of $72,000 ranks #2 of the 3 San Diego ZIP codes we track (the citywide range runs from $58,000 in 78341 to $84,000 in 78357). Per square foot it costs about $115, against $105 for San Diego as a whole, $173 for Texas, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 78384	$72,000	$115
San Diego, TX	$72,000	$105
Texas	$264,000	$173
United States	$294,000	$195

Home value by size in 78384

Using this ZIP’s rate of about $115 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$115,000
1,500 sq ft	$172,500
2,000 sq ft	$230,000
2,500 sq ft	$287,500
3,000 sq ft	$345,000

Salary needed to buy a home in ZIP 78384

To buy the typical $72,000 home in ZIP 78384 with 20% down, you need a household income of roughly $20,000 a year (about $460 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $23,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$3,600	$570/mo	$24,000/yr
10% (+PMI)	$7,200	$540/mo	$23,000/yr
20%	$14,400	$460/mo	$20,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 78384

At about $115 per square foot, here is roughly how much home different budgets get you in ZIP 78384:

Budget	Approx. size	What that looks like locally
$150k	1300 sq ft	above the median — larger homes or the pricier ZIPs
$200k	1740 sq ft	above the median — larger homes or the pricier ZIPs
$250k	2170 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2610 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 78384 home.

Estimate a specific home in 78384

The estimator below is pre-set to ZIP 78384 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All San Diego ZIP codes by home value

Where 78384 sits among San Diego’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	78357	$84,000	$58
2	78384 (this page)	$72,000	$115
3	78341	$58,000	$105

ZIP 78384 home prices: frequently asked

What is the average home price in ZIP code 78384? +

The typical home in ZIP 78384 (San Diego, TX) is worth about $72,000 as of 2026. That is about the same as the San Diego median of $72,000 and 76% more affordable than the U.S. median of $294,000.

What is the price per square foot in 78384? +

About $115 per square foot in 78384, versus $105 across San Diego and $173 across Texas. At that rate a 1,500 sq ft home runs roughly $172,500 and a 2,500 sq ft home about $287,500.

What salary do you need to buy a house in ZIP 78384? +

For the typical $72,000 home in ZIP 78384, a household income of about $20,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $23,000; with 5% down about $24,000.

Is 78384 an expensive ZIP code? +

Within San Diego, 78384 ranks #2 of 3 ZIP codes by typical home value, which makes it a mid-priced ZIP code for San Diego. Nationally it is relatively affordable.

See the full San Diego home values page, all Texas cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.