ZIP Code 79401 — Lubbock, TX Home Prices (2026)

The typical home in ZIP 79401 (Lubbock, Texas) is worth about $152,000 at roughly $105 per square foot — 5% more affordable than the Lubbock median and 48% more affordable than the typical U.S. home.

$152,000

Typical home value

$105

Price per sq ft

#9 of 14

Lubbock ZIPs by value

-5%

vs Lubbock median

How 79401 compares

ZIP 79401 is a mid-priced ZIP code for Lubbock: its typical home value of $152,000 ranks #9 of the 14 Lubbock ZIP codes we track (the citywide range runs from $101,000 in 79415 to $306,000 in 79424). Per square foot it costs about $105, against $112 for Lubbock as a whole, $173 for Texas, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 79401	$152,000	$105
Lubbock, TX	$160,500	$112
Texas	$264,000	$173
United States	$294,000	$195

Home value by size in 79401

Using this ZIP’s rate of about $105 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$105,000
1,500 sq ft	$157,500
2,000 sq ft	$210,000
2,500 sq ft	$262,500
3,000 sq ft	$315,000

Salary needed to buy a home in ZIP 79401

To buy the typical $152,000 home in ZIP 79401 with 20% down, you need a household income of roughly $41,000 a year (about $960 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $49,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$7,600	$1,200/mo	$51,000/yr
10% (+PMI)	$15,200	$1,150/mo	$49,000/yr
20%	$30,400	$960/mo	$41,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 79401

At about $105 per square foot, here is roughly how much home different budgets get you in ZIP 79401:

Budget	Approx. size	What that looks like locally
$150k	1430 sq ft	around the typical home here
$200k	1900 sq ft	above the median — larger homes or the pricier ZIPs
$250k	2380 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2860 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 79401 home.

Estimate a specific home in 79401

The estimator below is pre-set to ZIP 79401 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Lubbock ZIP codes by home value

Where 79401 sits among Lubbock’s 14 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	79424	$306,000	$156
2	79423	$238,000	$161
3	79407	$227,000	$152
4	79416	$205,000	$138
5	79413	$194,000	$112
6	79410	$189,000	$142
7	79367	$166,000	$101
8	79414	$155,000	$111
9	79401 (this page)	$152,000	$105
10	79412	$120,000	$97
11	79403	$104,000	$93
12	79404	$102,000	$100
13	79411	$101,000	$99
14	79415	$101,000	$117

ZIP 79401 home prices: frequently asked

What is the average home price in ZIP code 79401? +

The typical home in ZIP 79401 (Lubbock, TX) is worth about $152,000 as of 2026. That is 5% more affordable than the Lubbock median of $160,500 and 48% more affordable than the U.S. median of $294,000.

What is the price per square foot in 79401? +

About $105 per square foot in 79401, versus $112 across Lubbock and $173 across Texas. At that rate a 1,500 sq ft home runs roughly $157,500 and a 2,500 sq ft home about $262,500.

What salary do you need to buy a house in ZIP 79401? +

For the typical $152,000 home in ZIP 79401, a household income of about $41,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $49,000; with 5% down about $51,000.

Is 79401 an expensive ZIP code? +

Within Lubbock, 79401 ranks #9 of 14 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Lubbock. Nationally it is relatively affordable.

See the full Lubbock home values page, all Texas cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.