ZIP Code 76542 — Killeen, TX Home Prices (2026)
The typical home in ZIP 76542 (Killeen, Texas) is worth about $258,000 at roughly $145 per square foot — 28% more expensive than the Killeen median and 12% more affordable than the typical U.S. home.
How 76542 compares
ZIP 76542 is one of the pricier ZIP codes in Killeen: its typical home value of $258,000 ranks #1 of the 4 Killeen ZIP codes we track (the citywide range runs from $123,000 in 76541 to $258,000 in 76542). Per square foot it costs about $145, against $135 for Killeen as a whole, $173 for Texas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 76542 | $258,000 | $145 |
| Killeen, TX | $202,000 | $135 |
| Texas | $264,000 | $173 |
| United States | $294,000 | $195 |
Home value by size in 76542
Using this ZIP’s rate of about $145 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $145,000 |
| 1,500 sq ft | $217,500 |
| 2,000 sq ft | $290,000 |
| 2,500 sq ft | $362,500 |
| 3,000 sq ft | $435,000 |
Salary needed to buy a home in ZIP 76542
To buy the typical $258,000 home in ZIP 76542 with 20% down, you need a household income of roughly $70,000 a year (about $1,640 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $83,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,900 | $2,040/mo | $87,000/yr |
| 10% (+PMI) | $25,800 | $1,950/mo | $83,000/yr |
| 20% | $51,600 | $1,640/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 76542
At about $145 per square foot, here is roughly how much home different budgets get you in ZIP 76542:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1380 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1720 sq ft | around the typical home here |
| $300k | 2070 sq ft | around the typical home here |
| $400k | 2760 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 76542 home.
Estimate a specific home in 76542
The estimator below is pre-set to ZIP 76542 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Killeen ZIP codes by home value
Where 76542 sits among Killeen’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 76542 (this page) | $258,000 | $145 |
| 2 | 76549 | $228,000 | $138 |
| 3 | 76543 | $176,000 | $132 |
| 4 | 76541 | $123,000 | $107 |
ZIP 76542 home prices: frequently asked
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See the full Killeen home values page, all Texas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.