ZIP Code 75038 — Irving, TX Home Prices (2026)

The typical home in ZIP 75038 (Irving, Texas) is worth about $463,000 at roughly $226 per square foot — 21% more expensive than the Irving median and 57% more expensive than the typical U.S. home.

$463,000

Typical home value

$226

Price per sq ft

#3 of 6

Irving ZIPs by value

+21%

vs Irving median

How 75038 compares

ZIP 75038 is a mid-priced ZIP code for Irving: its typical home value of $463,000 ranks #3 of the 6 Irving ZIP codes we track (the citywide range runs from $293,000 in 75060 to $640,000 in 75039). Per square foot it costs about $226, against $218 for Irving as a whole, $173 for Texas, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 75038	$463,000	$226
Irving, TX	$384,000	$218
Texas	$264,000	$173
United States	$294,000	$195

Home value by size in 75038

Using this ZIP’s rate of about $226 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$226,000
1,500 sq ft	$339,000
2,000 sq ft	$452,000
2,500 sq ft	$565,000
3,000 sq ft	$678,000

Salary needed to buy a home in ZIP 75038

To buy the typical $463,000 home in ZIP 75038 with 20% down, you need a household income of roughly $126,000 a year (about $2,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$23,200	$3,650/mo	$157,000/yr
10% (+PMI)	$46,300	$3,490/mo	$150,000/yr
20%	$92,600	$2,940/mo	$126,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 75038

At about $226 per square foot, here is roughly how much home different budgets get you in ZIP 75038:

Budget	Approx. size	What that looks like locally
$250k	1110 sq ft	below the local median — condos, smaller or older homes
$300k	1330 sq ft	below the local median — condos, smaller or older homes
$400k	1770 sq ft	around the typical home here
$500k	2210 sq ft	around the typical home here
$600k	2650 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 75038 home.

Estimate a specific home in 75038

The estimator below is pre-set to ZIP 75038 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Irving ZIP codes by home value

Where 75038 sits among Irving’s 6 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	75039	$640,000	$257
2	75063	$608,000	$239
3	75038 (this page)	$463,000	$226
4	75062	$305,000	$209
5	75061	$300,000	$191
6	75060	$293,000	$202

ZIP 75038 home prices: frequently asked

What is the average home price in ZIP code 75038? +

The typical home in ZIP 75038 (Irving, TX) is worth about $463,000 as of 2026. That is 21% more expensive than the Irving median of $384,000 and 57% more expensive than the U.S. median of $294,000.

What is the price per square foot in 75038? +

About $226 per square foot in 75038, versus $218 across Irving and $173 across Texas. At that rate a 1,500 sq ft home runs roughly $339,000 and a 2,500 sq ft home about $565,000.

What salary do you need to buy a house in ZIP 75038? +

For the typical $463,000 home in ZIP 75038, a household income of about $126,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $150,000; with 5% down about $157,000.

Is 75038 an expensive ZIP code? +

Within Irving, 75038 ranks #3 of 6 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Irving. Nationally it is relatively expensive.

See the full Irving home values page, all Texas cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.