ZIP Code 78626 — Georgetown, TX Home Prices (2026)
The typical home in ZIP 78626 (Georgetown, Texas) is worth about $351,000 at roughly $191 per square foot — 21% more affordable than the Georgetown median and 19% more expensive than the typical U.S. home.
How 78626 compares
ZIP 78626 is one of the more affordable ZIP codes in Georgetown: its typical home value of $351,000 ranks #3 of the 3 Georgetown ZIP codes we track (the citywide range runs from $351,000 in 78626 to $476,000 in 78628). Per square foot it costs about $191, against $208 for Georgetown as a whole, $173 for Texas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 78626 | $351,000 | $191 |
| Georgetown, TX | $442,000 | $208 |
| Texas | $264,000 | $173 |
| United States | $294,000 | $195 |
Home value by size in 78626
Using this ZIP’s rate of about $191 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $191,000 |
| 1,500 sq ft | $286,500 |
| 2,000 sq ft | $382,000 |
| 2,500 sq ft | $477,500 |
| 3,000 sq ft | $573,000 |
Salary needed to buy a home in ZIP 78626
To buy the typical $351,000 home in ZIP 78626 with 20% down, you need a household income of roughly $95,000 a year (about $2,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $113,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,600 | $2,770/mo | $119,000/yr |
| 10% (+PMI) | $35,100 | $2,650/mo | $113,000/yr |
| 20% | $70,200 | $2,230/mo | $95,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 78626
At about $191 per square foot, here is roughly how much home different budgets get you in ZIP 78626:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1310 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1570 sq ft | around the typical home here |
| $400k | 2090 sq ft | around the typical home here |
| $500k | 2620 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 78626 home.
Estimate a specific home in 78626
The estimator below is pre-set to ZIP 78626 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Georgetown ZIP codes by home value
Where 78626 sits among Georgetown’s 3 ZIP codes:
ZIP 78626 home prices: frequently asked
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See the full Georgetown home values page, all Texas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.