ZIP Code 79109 — Amarillo, TX Home Prices (2026)

The typical home in ZIP 79109 (Amarillo, Texas) is worth about $239,000 at roughly $137 per square foot — 37% more expensive than the Amarillo median and 19% more affordable than the typical U.S. home.

$239,000

Typical home value

$137

Price per sq ft

#5 of 13

Amarillo ZIPs by value

+37%

vs Amarillo median

How 79109 compares

ZIP 79109 is one of the pricier ZIP codes in Amarillo: its typical home value of $239,000 ranks #5 of the 13 Amarillo ZIP codes we track (the citywide range runs from $113,000 in 79101 to $388,000 in 79119). Per square foot it costs about $137, against $135 for Amarillo as a whole, $173 for Texas, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 79109	$239,000	$137
Amarillo, TX	$175,000	$135
Texas	$264,000	$173
United States	$294,000	$195

Home value by size in 79109

Using this ZIP’s rate of about $137 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$137,000
1,500 sq ft	$205,500
2,000 sq ft	$274,000
2,500 sq ft	$342,500
3,000 sq ft	$411,000

Salary needed to buy a home in ZIP 79109

To buy the typical $239,000 home in ZIP 79109 with 20% down, you need a household income of roughly $65,000 a year (about $1,520 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $77,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$12,000	$1,890/mo	$81,000/yr
10% (+PMI)	$23,900	$1,800/mo	$77,000/yr
20%	$47,800	$1,520/mo	$65,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 79109

At about $137 per square foot, here is roughly how much home different budgets get you in ZIP 79109:

Budget	Approx. size	What that looks like locally
$150k	1090 sq ft	below the local median — condos, smaller or older homes
$200k	1460 sq ft	around the typical home here
$250k	1820 sq ft	around the typical home here
$300k	2190 sq ft	around the typical home here
$400k	2920 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 79109 home.

Estimate a specific home in 79109

The estimator below is pre-set to ZIP 79109 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Amarillo ZIP codes by home value

Where 79109 sits among Amarillo’s 13 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	79119	$388,000	$196
2	79124	$386,000	$200
3	79121	$308,000	$161
4	79118	$263,000	$184
5	79109 (this page)	$239,000	$137
6	79108	$206,000	$136
7	79110	$175,000	$135
8	79106	$171,000	$130
9	79102	$160,000	$118
10	79103	$160,000	$134
11	79104	$119,000	$110
12	79107	$115,000	$111
13	79101	$113,000	$90

ZIP 79109 home prices: frequently asked

What is the average home price in ZIP code 79109? +

The typical home in ZIP 79109 (Amarillo, TX) is worth about $239,000 as of 2026. That is 37% more expensive than the Amarillo median of $175,000 and 19% more affordable than the U.S. median of $294,000.

What is the price per square foot in 79109? +

About $137 per square foot in 79109, versus $135 across Amarillo and $173 across Texas. At that rate a 1,500 sq ft home runs roughly $205,500 and a 2,500 sq ft home about $342,500.

What salary do you need to buy a house in ZIP 79109? +

For the typical $239,000 home in ZIP 79109, a household income of about $65,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $77,000; with 5% down about $81,000.

Is 79109 an expensive ZIP code? +

Within Amarillo, 79109 ranks #5 of 13 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Amarillo. Nationally it is about average.

See the full Amarillo home values page, all Texas cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.