ZIP Code 37912 — Knoxville, TN Home Prices (2026)

The typical home in ZIP 37912 (Knoxville, Tennessee) is worth about $292,000 at roughly $229 per square foot — 25% more affordable than the Knoxville median and 1% more affordable than the typical U.S. home.

$292,000

Typical home value

$229

Price per sq ft

#14 of 16

Knoxville ZIPs by value

-25%

vs Knoxville median

How 37912 compares

ZIP 37912 is one of the more affordable ZIP codes in Knoxville: its typical home value of $292,000 ranks #14 of the 16 Knoxville ZIP codes we track (the citywide range runs from $257,000 in 37917 to $649,000 in 37902). Per square foot it costs about $229, against $231 for Knoxville as a whole, $211 for Tennessee, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 37912	$292,000	$229
Knoxville, TN	$388,500	$231
Tennessee	$272,500	$211
United States	$294,000	$195

Home value by size in 37912

Using this ZIP’s rate of about $229 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$229,000
1,500 sq ft	$343,500
2,000 sq ft	$458,000
2,500 sq ft	$572,500
3,000 sq ft	$687,000

Salary needed to buy a home in ZIP 37912

To buy the typical $292,000 home in ZIP 37912 with 20% down, you need a household income of roughly $79,000 a year (about $1,850 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $94,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$14,600	$2,300/mo	$99,000/yr
10% (+PMI)	$29,200	$2,200/mo	$94,000/yr
20%	$58,400	$1,850/mo	$79,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 37912

At about $229 per square foot, here is roughly how much home different budgets get you in ZIP 37912:

Budget	Approx. size	What that looks like locally
$150k	660 sq ft	below the local median — condos, smaller or older homes
$200k	870 sq ft	below the local median — condos, smaller or older homes
$250k	1090 sq ft	around the typical home here
$300k	1310 sq ft	around the typical home here
$400k	1750 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 37912 home.

Estimate a specific home in 37912

The estimator below is pre-set to ZIP 37912 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Knoxville ZIP codes by home value

Where 37912 sits among Knoxville’s 16 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	37902	$649,000	$561
2	37922	$648,000	$262
3	37919	$558,000	$281
4	37932	$540,000	$237
5	37916	$507,000	$511
6	37931	$439,000	$208
7	37923	$408,000	$208
8	37938	$394,000	$212
9	37909	$383,000	$233
10	37924	$344,000	$203
11	37918	$336,000	$213
12	37920	$325,000	$237
13	37921	$294,000	$217
14	37912 (this page)	$292,000	$229
15	37914	$257,000	$212
16	37917	$257,000	$257

ZIP 37912 home prices: frequently asked

What is the average home price in ZIP code 37912? +

The typical home in ZIP 37912 (Knoxville, TN) is worth about $292,000 as of 2026. That is 25% more affordable than the Knoxville median of $388,500 and 1% more affordable than the U.S. median of $294,000.

What is the price per square foot in 37912? +

About $229 per square foot in 37912, versus $231 across Knoxville and $211 across Tennessee. At that rate a 1,500 sq ft home runs roughly $343,500 and a 2,500 sq ft home about $572,500.

What salary do you need to buy a house in ZIP 37912? +

For the typical $292,000 home in ZIP 37912, a household income of about $79,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $94,000; with 5% down about $99,000.

Is 37912 an expensive ZIP code? +

Within Knoxville, 37912 ranks #14 of 16 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Knoxville. Nationally it is about average.

See the full Knoxville home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.