ZIP Code 29154 — Sumter, SC Home Prices (2026)
The typical home in ZIP 29154 (Sumter, South Carolina) is worth about $233,000 at roughly $140 per square foot — 16% more expensive than the Sumter median and 21% more affordable than the typical U.S. home.
How 29154 compares
ZIP 29154 is one of the pricier ZIP codes in Sumter: its typical home value of $233,000 ranks #1 of the 3 Sumter ZIP codes we track (the citywide range runs from $182,000 in 29150 to $233,000 in 29154). Per square foot it costs about $140, against $140 for Sumter as a whole, $177 for South Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 29154 | $233,000 | $140 |
| Sumter, SC | $201,000 | $140 |
| South Carolina | $237,000 | $177 |
| United States | $294,000 | $195 |
Home value by size in 29154
Using this ZIP’s rate of about $140 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $140,000 |
| 1,500 sq ft | $210,000 |
| 2,000 sq ft | $280,000 |
| 2,500 sq ft | $350,000 |
| 3,000 sq ft | $420,000 |
Salary needed to buy a home in ZIP 29154
To buy the typical $233,000 home in ZIP 29154 with 20% down, you need a household income of roughly $63,000 a year (about $1,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,700 | $1,840/mo | $79,000/yr |
| 10% (+PMI) | $23,300 | $1,760/mo | $75,000/yr |
| 20% | $46,600 | $1,480/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 29154
At about $140 per square foot, here is roughly how much home different budgets get you in ZIP 29154:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1430 sq ft | around the typical home here |
| $250k | 1790 sq ft | around the typical home here |
| $300k | 2140 sq ft | around the typical home here |
| $400k | 2860 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 29154 home.
Estimate a specific home in 29154
The estimator below is pre-set to ZIP 29154 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Sumter ZIP codes by home value
Where 29154 sits among Sumter’s 3 ZIP codes:
ZIP 29154 home prices: frequently asked
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See the full Sumter home values page, all South Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.