ZIP Code 29405 — North Charleston, SC Home Prices (2026)
The typical home in ZIP 29405 (North Charleston, South Carolina) is worth about $317,000 at roughly $292 per square foot — 3% more expensive than the North Charleston median and 8% more expensive than the typical U.S. home.
How 29405 compares
ZIP 29405 is one of the pricier ZIP codes in North Charleston: its typical home value of $317,000 ranks #2 of the 4 North Charleston ZIP codes we track (the citywide range runs from $299,000 in 29406 to $336,000 in 29420). Per square foot it costs about $292, against $205 for North Charleston as a whole, $177 for South Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 29405 | $317,000 | $292 |
| North Charleston, SC | $308,500 | $205 |
| South Carolina | $237,000 | $177 |
| United States | $294,000 | $195 |
Home value by size in 29405
Using this ZIP’s rate of about $292 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $292,000 |
| 1,500 sq ft | $438,000 |
| 2,000 sq ft | $584,000 |
| 2,500 sq ft | $730,000 |
| 3,000 sq ft | $876,000 |
Salary needed to buy a home in ZIP 29405
To buy the typical $317,000 home in ZIP 29405 with 20% down, you need a household income of roughly $86,000 a year (about $2,010 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,900 | $2,500/mo | $107,000/yr |
| 10% (+PMI) | $31,700 | $2,390/mo | $102,000/yr |
| 20% | $63,400 | $2,010/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 29405
At about $292 per square foot, here is roughly how much home different budgets get you in ZIP 29405:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 510 sq ft | below the local median — condos, smaller or older homes |
| $200k | 680 sq ft | below the local median — condos, smaller or older homes |
| $250k | 860 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1030 sq ft | around the typical home here |
| $400k | 1370 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 29405 home.
Estimate a specific home in 29405
The estimator below is pre-set to ZIP 29405 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All North Charleston ZIP codes by home value
Where 29405 sits among North Charleston’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 29420 | $336,000 | $195 |
| 2 | 29405 (this page) | $317,000 | $292 |
| 3 | 29418 | $300,000 | $204 |
| 4 | 29406 | $299,000 | $205 |
ZIP 29405 home prices: frequently asked
What is the average home price in ZIP code 29405? +
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See the full North Charleston home values page, all South Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.