ZIP Code 29708 — Fort Mill, SC Home Prices (2026)
The typical home in ZIP 29708 (Fort Mill, South Carolina) is worth about $581,000 at roughly $219 per square foot — 7% more expensive than the Fort Mill median and 98% more expensive than the typical U.S. home.
How 29708 compares
ZIP 29708 is one of the pricier ZIP codes in Fort Mill: its typical home value of $581,000 ranks #1 of the 3 Fort Mill ZIP codes we track (the citywide range runs from $490,000 in 29715 to $581,000 in 29708). Per square foot it costs about $219, against $220 for Fort Mill as a whole, $177 for South Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 29708 | $581,000 | $219 |
| Fort Mill, SC | $545,000 | $220 |
| South Carolina | $237,000 | $177 |
| United States | $294,000 | $195 |
Home value by size in 29708
Using this ZIP’s rate of about $219 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $219,000 |
| 1,500 sq ft | $328,500 |
| 2,000 sq ft | $438,000 |
| 2,500 sq ft | $547,500 |
| 3,000 sq ft | $657,000 |
Salary needed to buy a home in ZIP 29708
To buy the typical $581,000 home in ZIP 29708 with 20% down, you need a household income of roughly $158,000 a year (about $3,690 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $188,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,100 | $4,580/mo | $196,000/yr |
| 10% (+PMI) | $58,100 | $4,380/mo | $188,000/yr |
| 20% | $116,200 | $3,690/mo | $158,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 29708
At about $219 per square foot, here is roughly how much home different budgets get you in ZIP 29708:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1830 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2280 sq ft | around the typical home here |
| $600k | 2740 sq ft | around the typical home here |
| $750k | 3420 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 29708 home.
Estimate a specific home in 29708
The estimator below is pre-set to ZIP 29708 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Fort Mill ZIP codes by home value
Where 29708 sits among Fort Mill’s 3 ZIP codes:
ZIP 29708 home prices: frequently asked
What is the average home price in ZIP code 29708? +
What is the price per square foot in 29708? +
What salary do you need to buy a house in ZIP 29708? +
Is 29708 an expensive ZIP code? +
See the full Fort Mill home values page, all South Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.