ZIP Code 29403 — Charleston, SC Home Prices (2026)

The typical home in ZIP 29403 (Charleston, South Carolina) is worth about $866,000 at roughly $703 per square foot — 16% more expensive than the Charleston median and 195% more expensive than the typical U.S. home.

$866,000

Typical home value

$703

Price per sq ft

#3 of 7

Charleston ZIPs by value

+16%

vs Charleston median

How 29403 compares

ZIP 29403 is one of the pricier ZIP codes in Charleston: its typical home value of $866,000 ranks #3 of the 7 Charleston ZIP codes we track (the citywide range runs from $474,000 in 29414 to $1,532,000 in 29401). Per square foot it costs about $703, against $468 for Charleston as a whole, $177 for South Carolina, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 29403	$866,000	$703
Charleston, SC	$748,000	$468
South Carolina	$237,000	$177
United States	$294,000	$195

Home value by size in 29403

Using this ZIP’s rate of about $703 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$703,000
1,500 sq ft	$1,054,500
2,000 sq ft	$1,406,000
2,500 sq ft	$1,757,500
3,000 sq ft	$2,109,000

Salary needed to buy a home in ZIP 29403

To buy the typical $866,000 home in ZIP 29403 with 20% down, you need a household income of roughly $236,000 a year (about $5,500 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $280,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$43,300	$6,830/mo	$293,000/yr
10% (+PMI)	$86,600	$6,530/mo	$280,000/yr
20%	$173,200	$5,500/mo	$236,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 29403

At about $703 per square foot, here is roughly how much home different budgets get you in ZIP 29403:

Budget	Approx. size	What that looks like locally
$400k	570 sq ft	below the local median — condos, smaller or older homes
$500k	710 sq ft	below the local median — condos, smaller or older homes
$600k	850 sq ft	below the local median — condos, smaller or older homes
$750k	1070 sq ft	around the typical home here
$1.00M	1420 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 29403 home.

Estimate a specific home in 29403

The estimator below is pre-set to ZIP 29403 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Charleston ZIP codes by home value

Where 29403 sits among Charleston’s 7 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	29401	$1,532,000	$1032
2	29492	$958,000	$468
3	29403 (this page)	$866,000	$703
4	29455	$748,000	$505
5	29412	$602,000	$393
6	29407	$542,000	$368
7	29414	$474,000	$257

ZIP 29403 home prices: frequently asked

What is the average home price in ZIP code 29403? +

The typical home in ZIP 29403 (Charleston, SC) is worth about $866,000 as of 2026. That is 16% more expensive than the Charleston median of $748,000 and 195% more expensive than the U.S. median of $294,000.

What is the price per square foot in 29403? +

About $703 per square foot in 29403, versus $468 across Charleston and $177 across South Carolina. At that rate a 1,500 sq ft home runs roughly $1,054,500 and a 2,500 sq ft home about $1,757,500.

What salary do you need to buy a house in ZIP 29403? +

For the typical $866,000 home in ZIP 29403, a household income of about $236,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $280,000; with 5% down about $293,000.

Is 29403 an expensive ZIP code? +

Within Charleston, 29403 ranks #3 of 7 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Charleston. Nationally it is relatively expensive.

See the full Charleston home values page, all South Carolina cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.