ZIP Code 74104 — Tulsa, OK Home Prices (2026)

The typical home in ZIP 74104 (Tulsa, Oklahoma) is worth about $242,000 at roughly $204 per square foot — 6% more expensive than the Tulsa median and 18% more affordable than the typical U.S. home.

$242,000

Typical home value

$204

Price per sq ft

#13 of 27

Tulsa ZIPs by value

+6%

vs Tulsa median

How 74104 compares

ZIP 74104 is a mid-priced ZIP code for Tulsa: its typical home value of $242,000 ranks #13 of the 27 Tulsa ZIP codes we track (the citywide range runs from $93,000 in 74126 to $864,000 in 74103). Per square foot it costs about $204, against $158 for Tulsa as a whole, $141 for Oklahoma, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 74104	$242,000	$204
Tulsa, OK	$229,000	$158
Oklahoma	$191,000	$141
United States	$294,000	$195

Home value by size in 74104

Using this ZIP’s rate of about $204 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$204,000
1,500 sq ft	$306,000
2,000 sq ft	$408,000
2,500 sq ft	$510,000
3,000 sq ft	$612,000

Salary needed to buy a home in ZIP 74104

To buy the typical $242,000 home in ZIP 74104 with 20% down, you need a household income of roughly $66,000 a year (about $1,540 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $78,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$12,100	$1,910/mo	$82,000/yr
10% (+PMI)	$24,200	$1,830/mo	$78,000/yr
20%	$48,400	$1,540/mo	$66,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 74104

At about $204 per square foot, here is roughly how much home different budgets get you in ZIP 74104:

Budget	Approx. size	What that looks like locally
$150k	740 sq ft	below the local median — condos, smaller or older homes
$200k	980 sq ft	around the typical home here
$250k	1230 sq ft	around the typical home here
$300k	1470 sq ft	around the typical home here
$400k	1960 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 74104 home.

Estimate a specific home in 74104

The estimator below is pre-set to ZIP 74104 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Tulsa ZIP codes by home value

Where 74104 sits among Tulsa’s 27 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	74103	$864,000	$455
2	74137	$439,000	$161
3	74132	$307,000	$223
4	74133	$306,000	$140
5	74105	$296,000	$229
6	74120	$292,000	$210
7	74117	$291,000	$153
8	74131	$285,000	$185
9	74114	$280,000	$238
10	74135	$275,000	$163
11	74136	$273,000	$130
12	74134	$265,000	$163
13	74104 (this page)	$242,000	$204
14	74145	$229,000	$140
15	74116	$198,000	$186
16	74129	$196,000	$143
17	74146	$187,000	$148
18	74108	$182,000	$172
19	74112	$182,000	$162
20	74119	$171,000	$158
21	74128	$163,000	$126
22	74107	$160,000	$158
23	74127	$136,000	$144
24	74115	$119,000	$143
25	74106	$114,000	$142
26	74110	$96,000	$125
27	74126	$93,000	$114

ZIP 74104 home prices: frequently asked

What is the average home price in ZIP code 74104? +

The typical home in ZIP 74104 (Tulsa, OK) is worth about $242,000 as of 2026. That is 6% more expensive than the Tulsa median of $229,000 and 18% more affordable than the U.S. median of $294,000.

What is the price per square foot in 74104? +

About $204 per square foot in 74104, versus $158 across Tulsa and $141 across Oklahoma. At that rate a 1,500 sq ft home runs roughly $306,000 and a 2,500 sq ft home about $510,000.

What salary do you need to buy a house in ZIP 74104? +

For the typical $242,000 home in ZIP 74104, a household income of about $66,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $78,000; with 5% down about $82,000.

Is 74104 an expensive ZIP code? +

Within Tulsa, 74104 ranks #13 of 27 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Tulsa. Nationally it is about average.

See the full Tulsa home values page, all Oklahoma cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.