ZIP Code 74038 — Drumright, OK Home Prices (2026)
The typical home in ZIP 74038 (Drumright, Oklahoma) is worth about $228,000 at roughly $149 per square foot — 44% more expensive than the Drumright median and 22% more affordable than the typical U.S. home.
How 74038 compares
ZIP 74038 is one of the pricier ZIP codes in Drumright: its typical home value of $228,000 ranks #1 of the 3 Drumright ZIP codes we track (the citywide range runs from $117,000 in 74030 to $228,000 in 74038). Per square foot it costs about $149, against $104 for Drumright as a whole, $141 for Oklahoma, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 74038 | $228,000 | $149 |
| Drumright, OK | $158,000 | $104 |
| Oklahoma | $191,000 | $141 |
| United States | $294,000 | $195 |
Home value by size in 74038
Using this ZIP’s rate of about $149 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $149,000 |
| 1,500 sq ft | $223,500 |
| 2,000 sq ft | $298,000 |
| 2,500 sq ft | $372,500 |
| 3,000 sq ft | $447,000 |
Salary needed to buy a home in ZIP 74038
To buy the typical $228,000 home in ZIP 74038 with 20% down, you need a household income of roughly $62,000 a year (about $1,450 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $74,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,400 | $1,800/mo | $77,000/yr |
| 10% (+PMI) | $22,800 | $1,720/mo | $74,000/yr |
| 20% | $45,600 | $1,450/mo | $62,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 74038
At about $149 per square foot, here is roughly how much home different budgets get you in ZIP 74038:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1340 sq ft | around the typical home here |
| $250k | 1680 sq ft | around the typical home here |
| $300k | 2010 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 74038 home.
Estimate a specific home in 74038
The estimator below is pre-set to ZIP 74038 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Drumright ZIP codes by home value
Where 74038 sits among Drumright’s 3 ZIP codes:
ZIP 74038 home prices: frequently asked
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See the full Drumright home values page, all Oklahoma cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.