ZIP Code 44106 — Cleveland, OH Home Prices (2026)
The typical home in ZIP 44106 (Cleveland, Ohio) is worth about $194,000 at roughly $160 per square foot — 42% more expensive than the Cleveland median and 34% more affordable than the typical U.S. home.
How 44106 compares
ZIP 44106 is one of the pricier ZIP codes in Cleveland: its typical home value of $194,000 ranks #3 of the 15 Cleveland ZIP codes we track (the citywide range runs from $55,000 in 44127 to $314,000 in 44113). Per square foot it costs about $160, against $123 for Cleveland as a whole, $159 for Ohio, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 44106 | $194,000 | $160 |
| Cleveland, OH | $137,000 | $123 |
| Ohio | $230,000 | $159 |
| United States | $294,000 | $195 |
Home value by size in 44106
Using this ZIP’s rate of about $160 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $160,000 |
| 1,500 sq ft | $240,000 |
| 2,000 sq ft | $320,000 |
| 2,500 sq ft | $400,000 |
| 3,000 sq ft | $480,000 |
Salary needed to buy a home in ZIP 44106
To buy the typical $194,000 home in ZIP 44106 with 20% down, you need a household income of roughly $53,000 a year (about $1,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $63,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,700 | $1,530/mo | $66,000/yr |
| 10% (+PMI) | $19,400 | $1,460/mo | $63,000/yr |
| 20% | $38,800 | $1,230/mo | $53,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 44106
At about $160 per square foot, here is roughly how much home different budgets get you in ZIP 44106:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 940 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1250 sq ft | around the typical home here |
| $250k | 1560 sq ft | around the typical home here |
| $300k | 1880 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2500 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 44106 home.
Estimate a specific home in 44106
The estimator below is pre-set to ZIP 44106 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Cleveland ZIP codes by home value
Where 44106 sits among Cleveland’s 15 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 44113 | $314,000 | $238 |
| 2 | 44114 | $207,000 | $257 |
| 3 | 44106 (this page) | $194,000 | $160 |
| 4 | 44115 | $165,000 | $199 |
| 5 | 44111 | $164,000 | $127 |
| 6 | 44135 | $161,000 | $144 |
| 7 | 44109 | $148,000 | $123 |
| 8 | 44119 | $137,000 | $95 |
| 9 | 44102 | $131,000 | $163 |
| 10 | 44110 | $81,000 | $71 |
| 11 | 44104 | $78,000 | $82 |
| 12 | 44105 | $75,000 | $72 |
| 13 | 44103 | $74,000 | $90 |
| 14 | 44108 | $74,000 | $68 |
| 15 | 44127 | $55,000 | $65 |
ZIP 44106 home prices: frequently asked
What is the average home price in ZIP code 44106? +
What is the price per square foot in 44106? +
What salary do you need to buy a house in ZIP 44106? +
Is 44106 an expensive ZIP code? +
See the full Cleveland home values page, all Ohio cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.