ZIP Code 44104 — Cleveland, OH Home Prices (2026)

The typical home in ZIP 44104 (Cleveland, Ohio) is worth about $78,000 at roughly $82 per square foot — 43% more affordable than the Cleveland median and 73% more affordable than the typical U.S. home.

$78,000

Typical home value

$82

Price per sq ft

#11 of 15

Cleveland ZIPs by value

-43%

vs Cleveland median

How 44104 compares

ZIP 44104 is one of the more affordable ZIP codes in Cleveland: its typical home value of $78,000 ranks #11 of the 15 Cleveland ZIP codes we track (the citywide range runs from $55,000 in 44127 to $314,000 in 44113). Per square foot it costs about $82, against $123 for Cleveland as a whole, $159 for Ohio, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 44104	$78,000	$82
Cleveland, OH	$137,000	$123
Ohio	$230,000	$159
United States	$294,000	$195

Home value by size in 44104

Using this ZIP’s rate of about $82 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$82,000
1,500 sq ft	$123,000
2,000 sq ft	$164,000
2,500 sq ft	$205,000
3,000 sq ft	$246,000

Salary needed to buy a home in ZIP 44104

To buy the typical $78,000 home in ZIP 44104 with 20% down, you need a household income of roughly $21,000 a year (about $500 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $25,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$3,900	$620/mo	$26,000/yr
10% (+PMI)	$7,800	$590/mo	$25,000/yr
20%	$15,600	$500/mo	$21,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 44104

At about $82 per square foot, here is roughly how much home different budgets get you in ZIP 44104:

Budget	Approx. size	What that looks like locally
$150k	1830 sq ft	above the median — larger homes or the pricier ZIPs
$200k	2440 sq ft	above the median — larger homes or the pricier ZIPs
$250k	3050 sq ft	above the median — larger homes or the pricier ZIPs
$300k	3660 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 44104 home.

Estimate a specific home in 44104

The estimator below is pre-set to ZIP 44104 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Cleveland ZIP codes by home value

Where 44104 sits among Cleveland’s 15 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	44113	$314,000	$238
2	44114	$207,000	$257
3	44106	$194,000	$160
4	44115	$165,000	$199
5	44111	$164,000	$127
6	44135	$161,000	$144
7	44109	$148,000	$123
8	44119	$137,000	$95
9	44102	$131,000	$163
10	44110	$81,000	$71
11	44104 (this page)	$78,000	$82
12	44105	$75,000	$72
13	44103	$74,000	$90
14	44108	$74,000	$68
15	44127	$55,000	$65

ZIP 44104 home prices: frequently asked

What is the average home price in ZIP code 44104? +

The typical home in ZIP 44104 (Cleveland, OH) is worth about $78,000 as of 2026. That is 43% more affordable than the Cleveland median of $137,000 and 73% more affordable than the U.S. median of $294,000.

What is the price per square foot in 44104? +

About $82 per square foot in 44104, versus $123 across Cleveland and $159 across Ohio. At that rate a 1,500 sq ft home runs roughly $123,000 and a 2,500 sq ft home about $205,000.

What salary do you need to buy a house in ZIP 44104? +

For the typical $78,000 home in ZIP 44104, a household income of about $21,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $25,000; with 5% down about $26,000.

Is 44104 an expensive ZIP code? +

Within Cleveland, 44104 ranks #11 of 15 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Cleveland. Nationally it is relatively affordable.

See the full Cleveland home values page, all Ohio cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.