ZIP Code 27896 — Wilson, NC Home Prices (2026)
The typical home in ZIP 27896 (Wilson, North Carolina) is worth about $280,000 at roughly $158 per square foot — 63% more expensive than the Wilson median and 5% more affordable than the typical U.S. home.
How 27896 compares
ZIP 27896 is one of the pricier ZIP codes in Wilson: its typical home value of $280,000 ranks #1 of the 3 Wilson ZIP codes we track (the citywide range runs from $165,000 in 27813 to $280,000 in 27896). Per square foot it costs about $158, against $153 for Wilson as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 27896 | $280,000 | $158 |
| Wilson, NC | $172,000 | $153 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 27896
Using this ZIP’s rate of about $158 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $158,000 |
| 1,500 sq ft | $237,000 |
| 2,000 sq ft | $316,000 |
| 2,500 sq ft | $395,000 |
| 3,000 sq ft | $474,000 |
Salary needed to buy a home in ZIP 27896
To buy the typical $280,000 home in ZIP 27896 with 20% down, you need a household income of roughly $76,000 a year (about $1,780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,000 | $2,210/mo | $95,000/yr |
| 10% (+PMI) | $28,000 | $2,110/mo | $91,000/yr |
| 20% | $56,000 | $1,780/mo | $76,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 27896
At about $158 per square foot, here is roughly how much home different budgets get you in ZIP 27896:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 950 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1270 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1580 sq ft | around the typical home here |
| $300k | 1900 sq ft | around the typical home here |
| $400k | 2530 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 27896 home.
Estimate a specific home in 27896
The estimator below is pre-set to ZIP 27896 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Wilson ZIP codes by home value
Where 27896 sits among Wilson’s 3 ZIP codes:
ZIP 27896 home prices: frequently asked
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See the full Wilson home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.