ZIP Code 27813 — Wilson, NC Home Prices (2026)
The typical home in ZIP 27813 (Wilson, North Carolina) is worth about $165,000 at roughly $87 per square foot — 4% more affordable than the Wilson median and 44% more affordable than the typical U.S. home.
How 27813 compares
ZIP 27813 is one of the more affordable ZIP codes in Wilson: its typical home value of $165,000 ranks #3 of the 3 Wilson ZIP codes we track (the citywide range runs from $165,000 in 27813 to $280,000 in 27896). Per square foot it costs about $87, against $153 for Wilson as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 27813 | $165,000 | $87 |
| Wilson, NC | $172,000 | $153 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 27813
Using this ZIP’s rate of about $87 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $87,000 |
| 1,500 sq ft | $130,500 |
| 2,000 sq ft | $174,000 |
| 2,500 sq ft | $217,500 |
| 3,000 sq ft | $261,000 |
Salary needed to buy a home in ZIP 27813
To buy the typical $165,000 home in ZIP 27813 with 20% down, you need a household income of roughly $45,000 a year (about $1,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,300 | $1,300/mo | $56,000/yr |
| 10% (+PMI) | $16,500 | $1,240/mo | $53,000/yr |
| 20% | $33,000 | $1,050/mo | $45,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 27813
At about $87 per square foot, here is roughly how much home different budgets get you in ZIP 27813:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1720 sq ft | around the typical home here |
| $200k | 2300 sq ft | around the typical home here |
| $250k | 2870 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 27813 home.
Estimate a specific home in 27813
The estimator below is pre-set to ZIP 27813 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Wilson ZIP codes by home value
Where 27813 sits among Wilson’s 3 ZIP codes:
ZIP 27813 home prices: frequently asked
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See the full Wilson home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.