ZIP Code 28806 — Asheville, NC Home Prices (2026)
The typical home in ZIP 28806 (Asheville, North Carolina) is worth about $402,000 at roughly $318 per square foot — 11% more affordable than the Asheville median and 37% more expensive than the typical U.S. home.
How 28806 compares
ZIP 28806 is one of the more affordable ZIP codes in Asheville: its typical home value of $402,000 ranks #5 of the 5 Asheville ZIP codes we track (the citywide range runs from $402,000 in 28806 to $596,000 in 28804). Per square foot it costs about $318, against $318 for Asheville as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 28806 | $402,000 | $318 |
| Asheville, NC | $450,000 | $318 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 28806
Using this ZIP’s rate of about $318 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $318,000 |
| 1,500 sq ft | $477,000 |
| 2,000 sq ft | $636,000 |
| 2,500 sq ft | $795,000 |
| 3,000 sq ft | $954,000 |
Salary needed to buy a home in ZIP 28806
To buy the typical $402,000 home in ZIP 28806 with 20% down, you need a household income of roughly $109,000 a year (about $2,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $130,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,100 | $3,170/mo | $136,000/yr |
| 10% (+PMI) | $40,200 | $3,030/mo | $130,000/yr |
| 20% | $80,400 | $2,550/mo | $109,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 28806
At about $318 per square foot, here is roughly how much home different budgets get you in ZIP 28806:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 630 sq ft | below the local median — condos, smaller or older homes |
| $250k | 790 sq ft | below the local median — condos, smaller or older homes |
| $300k | 940 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1260 sq ft | around the typical home here |
| $500k | 1570 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 28806 home.
Estimate a specific home in 28806
The estimator below is pre-set to ZIP 28806 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Asheville ZIP codes by home value
Where 28806 sits among Asheville’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 28804 | $596,000 | $349 |
| 2 | 28801 | $558,000 | $484 |
| 3 | 28805 | $450,000 | $289 |
| 4 | 28803 | $448,000 | $304 |
| 5 | 28806 (this page) | $402,000 | $318 |
ZIP 28806 home prices: frequently asked
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See the full Asheville home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.