ZIP Code 28801 — Asheville, NC Home Prices (2026)

The typical home in ZIP 28801 (Asheville, North Carolina) is worth about $558,000 at roughly $484 per square foot — 24% more expensive than the Asheville median and 90% more expensive than the typical U.S. home.

$558,000

Typical home value

$484

Price per sq ft

#2 of 5

Asheville ZIPs by value

+24%

vs Asheville median

How 28801 compares

ZIP 28801 is one of the pricier ZIP codes in Asheville: its typical home value of $558,000 ranks #2 of the 5 Asheville ZIP codes we track (the citywide range runs from $402,000 in 28806 to $596,000 in 28804). Per square foot it costs about $484, against $318 for Asheville as a whole, $202 for North Carolina, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 28801	$558,000	$484
Asheville, NC	$450,000	$318
North Carolina	$290,000	$202
United States	$294,000	$195

Home value by size in 28801

Using this ZIP’s rate of about $484 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$484,000
1,500 sq ft	$726,000
2,000 sq ft	$968,000
2,500 sq ft	$1,210,000
3,000 sq ft	$1,452,000

Salary needed to buy a home in ZIP 28801

To buy the typical $558,000 home in ZIP 28801 with 20% down, you need a household income of roughly $152,000 a year (about $3,540 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $180,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$27,900	$4,400/mo	$189,000/yr
10% (+PMI)	$55,800	$4,210/mo	$180,000/yr
20%	$111,600	$3,540/mo	$152,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 28801

At about $484 per square foot, here is roughly how much home different budgets get you in ZIP 28801:

Budget	Approx. size	What that looks like locally
$300k	620 sq ft	below the local median — condos, smaller or older homes
$400k	830 sq ft	below the local median — condos, smaller or older homes
$500k	1030 sq ft	around the typical home here
$600k	1240 sq ft	around the typical home here
$750k	1550 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 28801 home.

Estimate a specific home in 28801

The estimator below is pre-set to ZIP 28801 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Asheville ZIP codes by home value

Where 28801 sits among Asheville’s 5 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	28804	$596,000	$349
2	28801 (this page)	$558,000	$484
3	28805	$450,000	$289
4	28803	$448,000	$304
5	28806	$402,000	$318

ZIP 28801 home prices: frequently asked

What is the average home price in ZIP code 28801? +

The typical home in ZIP 28801 (Asheville, NC) is worth about $558,000 as of 2026. That is 24% more expensive than the Asheville median of $450,000 and 90% more expensive than the U.S. median of $294,000.

What is the price per square foot in 28801? +

About $484 per square foot in 28801, versus $318 across Asheville and $202 across North Carolina. At that rate a 1,500 sq ft home runs roughly $726,000 and a 2,500 sq ft home about $1,210,000.

What salary do you need to buy a house in ZIP 28801? +

For the typical $558,000 home in ZIP 28801, a household income of about $152,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $180,000; with 5% down about $189,000.

Is 28801 an expensive ZIP code? +

Within Asheville, 28801 ranks #2 of 5 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Asheville. Nationally it is relatively expensive.

See the full Asheville home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.