ZIP Code 10603 — White Plains, NY Home Prices (2026)
The typical home in ZIP 10603 (White Plains, New York) is worth about $684,000 at roughly $364 per square foot — 16% more affordable than the White Plains median and 133% more expensive than the typical U.S. home.
How 10603 compares
ZIP 10603 is one of the more affordable ZIP codes in White Plains: its typical home value of $684,000 ranks #5 of the 6 White Plains ZIP codes we track (the citywide range runs from $492,000 in 10601 to $1,021,000 in 10605). Per square foot it costs about $364, against $410 for White Plains as a whole, $247 for New York, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 10603 | $684,000 | $364 |
| White Plains, NY | $813,000 | $410 |
| New York | $338,000 | $247 |
| United States | $294,000 | $195 |
Home value by size in 10603
Using this ZIP’s rate of about $364 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $364,000 |
| 1,500 sq ft | $546,000 |
| 2,000 sq ft | $728,000 |
| 2,500 sq ft | $910,000 |
| 3,000 sq ft | $1,092,000 |
Salary needed to buy a home in ZIP 10603
To buy the typical $684,000 home in ZIP 10603 with 20% down, you need a household income of roughly $186,000 a year (about $4,340 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $221,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $34,200 | $5,400/mo | $231,000/yr |
| 10% (+PMI) | $68,400 | $5,160/mo | $221,000/yr |
| 20% | $136,800 | $4,340/mo | $186,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 10603
At about $364 per square foot, here is roughly how much home different budgets get you in ZIP 10603:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1650 sq ft | around the typical home here |
| $750k | 2060 sq ft | around the typical home here |
| $1.00M | 2750 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 10603 home.
Estimate a specific home in 10603
The estimator below is pre-set to ZIP 10603 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All White Plains ZIP codes by home value
Where 10603 sits among White Plains’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 10605 | $1,021,000 | $381 |
| 2 | 10604 | $955,000 | $459 |
| 3 | 10607 | $852,000 | $423 |
| 4 | 10606 | $774,000 | $396 |
| 5 | 10603 (this page) | $684,000 | $364 |
| 6 | 10601 | $492,000 | $470 |
ZIP 10603 home prices: frequently asked
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See the full White Plains home values page, all New York cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.