ZIP Code 10601 — White Plains, NY Home Prices (2026)

The typical home in ZIP 10601 (White Plains, New York) is worth about $492,000 at roughly $470 per square foot — 39% more affordable than the White Plains median and 67% more expensive than the typical U.S. home.

$492,000

Typical home value

$470

Price per sq ft

#6 of 6

White Plains ZIPs by value

-39%

vs White Plains median

How 10601 compares

ZIP 10601 is one of the more affordable ZIP codes in White Plains: its typical home value of $492,000 ranks #6 of the 6 White Plains ZIP codes we track (the citywide range runs from $492,000 in 10601 to $1,021,000 in 10605). Per square foot it costs about $470, against $410 for White Plains as a whole, $247 for New York, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 10601	$492,000	$470
White Plains, NY	$813,000	$410
New York	$338,000	$247
United States	$294,000	$195

Home value by size in 10601

Using this ZIP’s rate of about $470 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$470,000
1,500 sq ft	$705,000
2,000 sq ft	$940,000
2,500 sq ft	$1,175,000
3,000 sq ft	$1,410,000

Salary needed to buy a home in ZIP 10601

To buy the typical $492,000 home in ZIP 10601 with 20% down, you need a household income of roughly $134,000 a year (about $3,120 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $159,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$24,600	$3,880/mo	$166,000/yr
10% (+PMI)	$49,200	$3,710/mo	$159,000/yr
20%	$98,400	$3,120/mo	$134,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 10601

At about $470 per square foot, here is roughly how much home different budgets get you in ZIP 10601:

Budget	Approx. size	What that looks like locally
$250k	530 sq ft	below the local median — condos, smaller or older homes
$300k	640 sq ft	below the local median — condos, smaller or older homes
$400k	850 sq ft	around the typical home here
$500k	1060 sq ft	around the typical home here
$600k	1280 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 10601 home.

Estimate a specific home in 10601

The estimator below is pre-set to ZIP 10601 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All White Plains ZIP codes by home value

Where 10601 sits among White Plains’s 6 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	10605	$1,021,000	$381
2	10604	$955,000	$459
3	10607	$852,000	$423
4	10606	$774,000	$396
5	10603	$684,000	$364
6	10601 (this page)	$492,000	$470

ZIP 10601 home prices: frequently asked

What is the average home price in ZIP code 10601? +

The typical home in ZIP 10601 (White Plains, NY) is worth about $492,000 as of 2026. That is 39% more affordable than the White Plains median of $813,000 and 67% more expensive than the U.S. median of $294,000.

What is the price per square foot in 10601? +

About $470 per square foot in 10601, versus $410 across White Plains and $247 across New York. At that rate a 1,500 sq ft home runs roughly $705,000 and a 2,500 sq ft home about $1,175,000.

What salary do you need to buy a house in ZIP 10601? +

For the typical $492,000 home in ZIP 10601, a household income of about $134,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $159,000; with 5% down about $166,000.

Is 10601 an expensive ZIP code? +

Within White Plains, 10601 ranks #6 of 6 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in White Plains. Nationally it is relatively expensive.

See the full White Plains home values page, all New York cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.