ZIP Code 14204 — Buffalo, NY Home Prices (2026)

The typical home in ZIP 14204 (Buffalo, New York) is worth about $185,000 at roughly $106 per square foot — 30% more affordable than the Buffalo median and 37% more affordable than the typical U.S. home.

$185,000

Typical home value

$106

Price per sq ft

#18 of 25

Buffalo ZIPs by value

-30%

vs Buffalo median

How 14204 compares

ZIP 14204 is one of the more affordable ZIP codes in Buffalo: its typical home value of $185,000 ranks #18 of the 25 Buffalo ZIP codes we track (the citywide range runs from $120,000 in 14211 to $572,000 in 14202). Per square foot it costs about $106, against $178 for Buffalo as a whole, $247 for New York, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 14204	$185,000	$106
Buffalo, NY	$265,000	$178
New York	$338,000	$247
United States	$294,000	$195

Home value by size in 14204

Using this ZIP’s rate of about $106 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$106,000
1,500 sq ft	$159,000
2,000 sq ft	$212,000
2,500 sq ft	$265,000
3,000 sq ft	$318,000

Salary needed to buy a home in ZIP 14204

To buy the typical $185,000 home in ZIP 14204 with 20% down, you need a household income of roughly $50,000 a year (about $1,170 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $60,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$9,300	$1,460/mo	$63,000/yr
10% (+PMI)	$18,500	$1,400/mo	$60,000/yr
20%	$37,000	$1,170/mo	$50,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 14204

At about $106 per square foot, here is roughly how much home different budgets get you in ZIP 14204:

Budget	Approx. size	What that looks like locally
$150k	1420 sq ft	around the typical home here
$200k	1890 sq ft	around the typical home here
$250k	2360 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2830 sq ft	above the median — larger homes or the pricier ZIPs
$400k	3770 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 14204 home.

Estimate a specific home in 14204

The estimator below is pre-set to ZIP 14204 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Buffalo ZIP codes by home value

Where 14204 sits among Buffalo’s 25 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	14202	$572,000	$338
2	14222	$541,000	$246
3	14203	$475,000	$250
4	14228	$363,000	$222
5	14216	$342,000	$215
6	14226	$324,000	$207
7	14209	$319,000	$258
8	14201	$316,000	$206
9	14224	$302,000	$197
10	14214	$292,000	$157
11	14223	$274,000	$197
12	14227	$274,000	$206
13	14217	$265,000	$178
14	14225	$238,000	$179
15	14220	$234,000	$150
16	14218	$225,000	$171
17	14213	$208,000	$141
18	14204 (this page)	$185,000	$106
19	14210	$181,000	$87
20	14206	$180,000	$102
21	14207	$163,000	$113
22	14212	$158,000	$104
23	14215	$152,000	$126
24	14208	$146,000	$122
25	14211	$120,000	$124

ZIP 14204 home prices: frequently asked

What is the average home price in ZIP code 14204? +

The typical home in ZIP 14204 (Buffalo, NY) is worth about $185,000 as of 2026. That is 30% more affordable than the Buffalo median of $265,000 and 37% more affordable than the U.S. median of $294,000.

What is the price per square foot in 14204? +

About $106 per square foot in 14204, versus $178 across Buffalo and $247 across New York. At that rate a 1,500 sq ft home runs roughly $159,000 and a 2,500 sq ft home about $265,000.

What salary do you need to buy a house in ZIP 14204? +

For the typical $185,000 home in ZIP 14204, a household income of about $50,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $60,000; with 5% down about $63,000.

Is 14204 an expensive ZIP code? +

Within Buffalo, 14204 ranks #18 of 25 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Buffalo. Nationally it is relatively affordable.

See the full Buffalo home values page, all New York cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.