ZIP Code 63038 — Wildwood, MO Home Prices (2026)
The typical home in ZIP 63038 (Wildwood, Missouri) is worth about $665,000 at roughly $218 per square foot — 37% more expensive than the Wildwood median and 126% more expensive than the typical U.S. home.
How 63038 compares
ZIP 63038 is one of the pricier ZIP codes in Wildwood: its typical home value of $665,000 ranks #1 of the 3 Wildwood ZIP codes we track (the citywide range runs from $304,000 in 63069 to $665,000 in 63038). Per square foot it costs about $218, against $210 for Wildwood as a whole, $160 for Missouri, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 63038 | $665,000 | $218 |
| Wildwood, MO | $486,000 | $210 |
| Missouri | $247,000 | $160 |
| United States | $294,000 | $195 |
Home value by size in 63038
Using this ZIP’s rate of about $218 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $218,000 |
| 1,500 sq ft | $327,000 |
| 2,000 sq ft | $436,000 |
| 2,500 sq ft | $545,000 |
| 3,000 sq ft | $654,000 |
Salary needed to buy a home in ZIP 63038
To buy the typical $665,000 home in ZIP 63038 with 20% down, you need a household income of roughly $181,000 a year (about $4,220 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $215,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $33,300 | $5,250/mo | $225,000/yr |
| 10% (+PMI) | $66,500 | $5,020/mo | $215,000/yr |
| 20% | $133,000 | $4,220/mo | $181,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 63038
At about $218 per square foot, here is roughly how much home different budgets get you in ZIP 63038:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1380 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1830 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2290 sq ft | below the local median — condos, smaller or older homes |
| $600k | 2750 sq ft | around the typical home here |
| $750k | 3440 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 63038 home.
Estimate a specific home in 63038
The estimator below is pre-set to ZIP 63038 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Wildwood ZIP codes by home value
Where 63038 sits among Wildwood’s 3 ZIP codes:
ZIP 63038 home prices: frequently asked
What is the average home price in ZIP code 63038? +
What is the price per square foot in 63038? +
What salary do you need to buy a house in ZIP 63038? +
Is 63038 an expensive ZIP code? +
See the full Wildwood home values page, all Missouri cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.