ZIP Code 63108 — Saint Louis, MO Home Prices (2026)

The typical home in ZIP 63108 (Saint Louis, Missouri) is worth about $320,000 at roughly $196 per square foot — 115% more expensive than the Saint Louis median and 9% more expensive than the typical U.S. home.

$320,000

Typical home value

$196

Price per sq ft

#1 of 18

Saint Louis ZIPs by value

+115%

vs Saint Louis median

How 63108 compares

ZIP 63108 is one of the pricier ZIP codes in Saint Louis: its typical home value of $320,000 ranks #1 of the 18 Saint Louis ZIP codes we track (the citywide range runs from $39,000 in 63120 to $320,000 in 63108). Per square foot it costs about $196, against $132 for Saint Louis as a whole, $160 for Missouri, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 63108	$320,000	$196
Saint Louis, MO	$149,000	$132
Missouri	$247,000	$160
United States	$294,000	$195

Home value by size in 63108

Using this ZIP’s rate of about $196 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$196,000
1,500 sq ft	$294,000
2,000 sq ft	$392,000
2,500 sq ft	$490,000
3,000 sq ft	$588,000

Salary needed to buy a home in ZIP 63108

To buy the typical $320,000 home in ZIP 63108 with 20% down, you need a household income of roughly $87,000 a year (about $2,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $103,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$16,000	$2,520/mo	$108,000/yr
10% (+PMI)	$32,000	$2,410/mo	$103,000/yr
20%	$64,000	$2,030/mo	$87,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 63108

At about $196 per square foot, here is roughly how much home different budgets get you in ZIP 63108:

Budget	Approx. size	What that looks like locally
$150k	770 sq ft	below the local median — condos, smaller or older homes
$200k	1020 sq ft	below the local median — condos, smaller or older homes
$250k	1280 sq ft	below the local median — condos, smaller or older homes
$300k	1530 sq ft	around the typical home here
$400k	2040 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 63108 home.

Estimate a specific home in 63108

The estimator below is pre-set to ZIP 63108 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Saint Louis ZIP codes by home value

Where 63108 sits among Saint Louis’s 18 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	63108 (this page)	$320,000	$196
2	63110	$309,000	$198
3	63104	$296,000	$166
4	63109	$276,000	$215
5	63139	$233,000	$213
6	63101	$190,000	$131
7	63116	$187,000	$160
8	63118	$181,000	$132
9	63102	$149,000	$142
10	63112	$149,000	$158
11	63103	$135,000	$126
12	63111	$123,000	$107
13	63106	$118,000	$111
14	63147	$60,000	$78
15	63113	$54,000	$53
16	63107	$45,000	$53
17	63115	$41,000	$36
18	63120	$39,000	$42

ZIP 63108 home prices: frequently asked

What is the average home price in ZIP code 63108? +

The typical home in ZIP 63108 (Saint Louis, MO) is worth about $320,000 as of 2026. That is 115% more expensive than the Saint Louis median of $149,000 and 9% more expensive than the U.S. median of $294,000.

What is the price per square foot in 63108? +

About $196 per square foot in 63108, versus $132 across Saint Louis and $160 across Missouri. At that rate a 1,500 sq ft home runs roughly $294,000 and a 2,500 sq ft home about $490,000.

What salary do you need to buy a house in ZIP 63108? +

For the typical $320,000 home in ZIP 63108, a household income of about $87,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $103,000; with 5% down about $108,000.

Is 63108 an expensive ZIP code? +

Within Saint Louis, 63108 ranks #1 of 18 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Saint Louis. Nationally it is about average.

See the full Saint Louis home values page, all Missouri cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.