ZIP Code 64056 — Independence, MO Home Prices (2026)

The typical home in ZIP 64056 (Independence, Missouri) is worth about $235,000 at roughly $187 per square foot — 14% more expensive than the Independence median and 20% more affordable than the typical U.S. home.

$235,000

Typical home value

$187

Price per sq ft

#2 of 6

Independence ZIPs by value

+14%

vs Independence median

How 64056 compares

ZIP 64056 is one of the pricier ZIP codes in Independence: its typical home value of $235,000 ranks #2 of the 6 Independence ZIP codes we track (the citywide range runs from $123,000 in 64053 to $300,000 in 64057). Per square foot it costs about $187, against $150 for Independence as a whole, $160 for Missouri, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 64056	$235,000	$187
Independence, MO	$205,500	$150
Missouri	$247,000	$160
United States	$294,000	$195

Home value by size in 64056

Using this ZIP’s rate of about $187 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$187,000
1,500 sq ft	$280,500
2,000 sq ft	$374,000
2,500 sq ft	$467,500
3,000 sq ft	$561,000

Salary needed to buy a home in ZIP 64056

To buy the typical $235,000 home in ZIP 64056 with 20% down, you need a household income of roughly $64,000 a year (about $1,490 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $76,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$11,800	$1,850/mo	$79,000/yr
10% (+PMI)	$23,500	$1,770/mo	$76,000/yr
20%	$47,000	$1,490/mo	$64,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 64056

At about $187 per square foot, here is roughly how much home different budgets get you in ZIP 64056:

Budget	Approx. size	What that looks like locally
$150k	800 sq ft	below the local median — condos, smaller or older homes
$200k	1070 sq ft	around the typical home here
$250k	1340 sq ft	around the typical home here
$300k	1600 sq ft	around the typical home here
$400k	2140 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 64056 home.

Estimate a specific home in 64056

The estimator below is pre-set to ZIP 64056 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Independence ZIP codes by home value

Where 64056 sits among Independence’s 6 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	64057	$300,000	$165
2	64056 (this page)	$235,000	$187
3	64055	$231,000	$148
4	64050	$180,000	$133
5	64052	$173,000	$152
6	64053	$123,000	$122

ZIP 64056 home prices: frequently asked

What is the average home price in ZIP code 64056? +

The typical home in ZIP 64056 (Independence, MO) is worth about $235,000 as of 2026. That is 14% more expensive than the Independence median of $205,500 and 20% more affordable than the U.S. median of $294,000.

What is the price per square foot in 64056? +

About $187 per square foot in 64056, versus $150 across Independence and $160 across Missouri. At that rate a 1,500 sq ft home runs roughly $280,500 and a 2,500 sq ft home about $467,500.

What salary do you need to buy a house in ZIP 64056? +

For the typical $235,000 home in ZIP 64056, a household income of about $64,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $76,000; with 5% down about $79,000.

Is 64056 an expensive ZIP code? +

Within Independence, 64056 ranks #2 of 6 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Independence. Nationally it is about average.

See the full Independence home values page, all Missouri cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.