ZIP Code 63031 — Florissant, MO Home Prices (2026)
The typical home in ZIP 63031 (Florissant, Missouri) is worth about $178,000 at roughly $151 per square foot — 11% more affordable than the Florissant median and 39% more affordable than the typical U.S. home.
How 63031 compares
ZIP 63031 is one of the more affordable ZIP codes in Florissant: its typical home value of $178,000 ranks #3 of the 3 Florissant ZIP codes we track (the citywide range runs from $178,000 in 63031 to $280,000 in 63034). Per square foot it costs about $151, against $140 for Florissant as a whole, $160 for Missouri, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 63031 | $178,000 | $151 |
| Florissant, MO | $201,000 | $140 |
| Missouri | $247,000 | $160 |
| United States | $294,000 | $195 |
Home value by size in 63031
Using this ZIP’s rate of about $151 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $151,000 |
| 1,500 sq ft | $226,500 |
| 2,000 sq ft | $302,000 |
| 2,500 sq ft | $377,500 |
| 3,000 sq ft | $453,000 |
Salary needed to buy a home in ZIP 63031
To buy the typical $178,000 home in ZIP 63031 with 20% down, you need a household income of roughly $48,000 a year (about $1,130 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $58,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,900 | $1,400/mo | $60,000/yr |
| 10% (+PMI) | $17,800 | $1,340/mo | $58,000/yr |
| 20% | $35,600 | $1,130/mo | $48,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 63031
At about $151 per square foot, here is roughly how much home different budgets get you in ZIP 63031:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 990 sq ft | around the typical home here |
| $200k | 1320 sq ft | around the typical home here |
| $250k | 1660 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1990 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2650 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 63031 home.
Estimate a specific home in 63031
The estimator below is pre-set to ZIP 63031 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Florissant ZIP codes by home value
Where 63031 sits among Florissant’s 3 ZIP codes:
ZIP 63031 home prices: frequently asked
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See the full Florissant home values page, all Missouri cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.