ZIP Code 55446 — Plymouth, MN Home Prices (2026)
The typical home in ZIP 55446 (Plymouth, Minnesota) is worth about $626,000 at roughly $217 per square foot — 27% more expensive than the Plymouth median and 113% more expensive than the typical U.S. home.
How 55446 compares
ZIP 55446 is one of the pricier ZIP codes in Plymouth: its typical home value of $626,000 ranks #1 of the 4 Plymouth ZIP codes we track (the citywide range runs from $467,000 in 55441 to $626,000 in 55446). Per square foot it costs about $217, against $209 for Plymouth as a whole, $189 for Minnesota, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 55446 | $626,000 | $217 |
| Plymouth, MN | $491,500 | $209 |
| Minnesota | $304,000 | $189 |
| United States | $294,000 | $195 |
Home value by size in 55446
Using this ZIP’s rate of about $217 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $217,000 |
| 1,500 sq ft | $325,500 |
| 2,000 sq ft | $434,000 |
| 2,500 sq ft | $542,500 |
| 3,000 sq ft | $651,000 |
Salary needed to buy a home in ZIP 55446
To buy the typical $626,000 home in ZIP 55446 with 20% down, you need a household income of roughly $170,000 a year (about $3,970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $202,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,300 | $4,940/mo | $212,000/yr |
| 10% (+PMI) | $62,600 | $4,720/mo | $202,000/yr |
| 20% | $125,200 | $3,970/mo | $170,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 55446
At about $217 per square foot, here is roughly how much home different budgets get you in ZIP 55446:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1380 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1840 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2300 sq ft | below the local median — condos, smaller or older homes |
| $600k | 2760 sq ft | around the typical home here |
| $750k | 3460 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 55446 home.
Estimate a specific home in 55446
The estimator below is pre-set to ZIP 55446 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Plymouth ZIP codes by home value
Where 55446 sits among Plymouth’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 55446 (this page) | $626,000 | $217 |
| 2 | 55447 | $505,000 | $224 |
| 3 | 55442 | $478,000 | $187 |
| 4 | 55441 | $467,000 | $201 |
ZIP 55446 home prices: frequently asked
What is the average home price in ZIP code 55446? +
What is the price per square foot in 55446? +
What salary do you need to buy a house in ZIP 55446? +
Is 55446 an expensive ZIP code? +
See the full Plymouth home values page, all Minnesota cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.