ZIP Code 55442 — Plymouth, MN Home Prices (2026)

The typical home in ZIP 55442 (Plymouth, Minnesota) is worth about $478,000 at roughly $187 per square foot — 3% more affordable than the Plymouth median and 63% more expensive than the typical U.S. home.

$478,000

Typical home value

$187

Price per sq ft

#3 of 4

Plymouth ZIPs by value

-3%

vs Plymouth median

How 55442 compares

ZIP 55442 is one of the more affordable ZIP codes in Plymouth: its typical home value of $478,000 ranks #3 of the 4 Plymouth ZIP codes we track (the citywide range runs from $467,000 in 55441 to $626,000 in 55446). Per square foot it costs about $187, against $209 for Plymouth as a whole, $189 for Minnesota, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 55442	$478,000	$187
Plymouth, MN	$491,500	$209
Minnesota	$304,000	$189
United States	$294,000	$195

Home value by size in 55442

Using this ZIP’s rate of about $187 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$187,000
1,500 sq ft	$280,500
2,000 sq ft	$374,000
2,500 sq ft	$467,500
3,000 sq ft	$561,000

Salary needed to buy a home in ZIP 55442

To buy the typical $478,000 home in ZIP 55442 with 20% down, you need a household income of roughly $130,000 a year (about $3,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $155,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$23,900	$3,770/mo	$162,000/yr
10% (+PMI)	$47,800	$3,610/mo	$155,000/yr
20%	$95,600	$3,030/mo	$130,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 55442

At about $187 per square foot, here is roughly how much home different budgets get you in ZIP 55442:

Budget	Approx. size	What that looks like locally
$250k	1340 sq ft	below the local median — condos, smaller or older homes
$300k	1600 sq ft	below the local median — condos, smaller or older homes
$400k	2140 sq ft	around the typical home here
$500k	2670 sq ft	around the typical home here
$600k	3210 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 55442 home.

Estimate a specific home in 55442

The estimator below is pre-set to ZIP 55442 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Plymouth ZIP codes by home value

Where 55442 sits among Plymouth’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	55446	$626,000	$217
2	55447	$505,000	$224
3	55442 (this page)	$478,000	$187
4	55441	$467,000	$201

ZIP 55442 home prices: frequently asked

What is the average home price in ZIP code 55442? +

The typical home in ZIP 55442 (Plymouth, MN) is worth about $478,000 as of 2026. That is 3% more affordable than the Plymouth median of $491,500 and 63% more expensive than the U.S. median of $294,000.

What is the price per square foot in 55442? +

About $187 per square foot in 55442, versus $209 across Plymouth and $189 across Minnesota. At that rate a 1,500 sq ft home runs roughly $280,500 and a 2,500 sq ft home about $467,500.

What salary do you need to buy a house in ZIP 55442? +

For the typical $478,000 home in ZIP 55442, a household income of about $130,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $155,000; with 5% down about $162,000.

Is 55442 an expensive ZIP code? +

Within Plymouth, 55442 ranks #3 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Plymouth. Nationally it is relatively expensive.

See the full Plymouth home values page, all Minnesota cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.