ZIP Code 02460 — Newton, MA Home Prices (2026)
The typical home in ZIP 02460 (Newton, Massachusetts) is worth about $1,384,000 at roughly $576 per square foot — 3% more affordable than the Newton median and 371% more expensive than the typical U.S. home.
How 02460 compares
ZIP 02460 is a mid-priced ZIP code for Newton: its typical home value of $1,384,000 ranks #6 of the 9 Newton ZIP codes we track (the citywide range runs from $959,000 in 02464 to $2,200,000 in 02468). Per square foot it costs about $576, against $576 for Newton as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 02460 | $1,384,000 | $576 |
| Newton, MA | $1,422,000 | $576 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 02460
Using this ZIP’s rate of about $576 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $576,000 |
| 1,500 sq ft | $864,000 |
| 2,000 sq ft | $1,152,000 |
| 2,500 sq ft | $1,440,000 |
| 3,000 sq ft | $1,728,000 |
Salary needed to buy a home in ZIP 02460
To buy the typical $1,384,000 home in ZIP 02460 with 20% down, you need a household income of roughly $377,000 a year (about $8,790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $447,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $69,200 | $10,920/mo | $468,000/yr |
| 10% (+PMI) | $138,400 | $10,440/mo | $447,000/yr |
| 20% | $276,800 | $8,790/mo | $377,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 02460
At about $576 per square foot, here is roughly how much home different budgets get you in ZIP 02460:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $750k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1740 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 2600 sq ft | around the typical home here |
| $2.00M | 3470 sq ft | above the median — larger homes or the pricier ZIPs |
| $3.00M | 5210 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 02460 home.
Estimate a specific home in 02460
The estimator below is pre-set to ZIP 02460 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Newton ZIP codes by home value
Where 02460 sits among Newton’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 02468 | $2,200,000 | $690 |
| 2 | 02459 | $1,866,000 | $627 |
| 3 | 02461 | $1,533,000 | $613 |
| 4 | 02466 | $1,425,000 | $504 |
| 5 | 02465 | $1,422,000 | $609 |
| 6 | 02460 (this page) | $1,384,000 | $576 |
| 7 | 02462 | $1,354,000 | $514 |
| 8 | 02458 | $1,277,000 | $571 |
| 9 | 02464 | $959,000 | $572 |
ZIP 02460 home prices: frequently asked
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See the full Newton home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.