ZIP Code 01832 — Haverhill, MA Home Prices (2026)
The typical home in ZIP 01832 (Haverhill, Massachusetts) is worth about $534,000 at roughly $308 per square foot — 5% more affordable than the Haverhill median and 82% more expensive than the typical U.S. home.
How 01832 compares
ZIP 01832 is one of the more affordable ZIP codes in Haverhill: its typical home value of $534,000 ranks #3 of the 3 Haverhill ZIP codes we track (the citywide range runs from $534,000 in 01832 to $571,000 in 01835). Per square foot it costs about $308, against $312 for Haverhill as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 01832 | $534,000 | $308 |
| Haverhill, MA | $564,000 | $312 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 01832
Using this ZIP’s rate of about $308 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $308,000 |
| 1,500 sq ft | $462,000 |
| 2,000 sq ft | $616,000 |
| 2,500 sq ft | $770,000 |
| 3,000 sq ft | $924,000 |
Salary needed to buy a home in ZIP 01832
To buy the typical $534,000 home in ZIP 01832 with 20% down, you need a household income of roughly $145,000 a year (about $3,390 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $173,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $26,700 | $4,210/mo | $181,000/yr |
| 10% (+PMI) | $53,400 | $4,030/mo | $173,000/yr |
| 20% | $106,800 | $3,390/mo | $145,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 01832
At about $308 per square foot, here is roughly how much home different budgets get you in ZIP 01832:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 810 sq ft | below the local median — condos, smaller or older homes |
| $300k | 970 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1620 sq ft | around the typical home here |
| $600k | 1950 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 01832 home.
Estimate a specific home in 01832
The estimator below is pre-set to ZIP 01832 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Haverhill ZIP codes by home value
Where 01832 sits among Haverhill’s 3 ZIP codes:
ZIP 01832 home prices: frequently asked
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See the full Haverhill home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.