ZIP Code 01560 — Grafton, MA Home Prices (2026)
The typical home in ZIP 01560 (Grafton, Massachusetts) is worth about $588,000 at roughly $296 per square foot — about the same as the Grafton median and 100% more expensive than the typical U.S. home.
How 01560 compares
ZIP 01560 is a mid-priced ZIP code for Grafton: its typical home value of $588,000 ranks #2 of the 3 Grafton ZIP codes we track (the citywide range runs from $579,000 in 01536 to $695,000 in 01519). Per square foot it costs about $296, against $298 for Grafton as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 01560 | $588,000 | $296 |
| Grafton, MA | $588,000 | $298 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 01560
Using this ZIP’s rate of about $296 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $296,000 |
| 1,500 sq ft | $444,000 |
| 2,000 sq ft | $592,000 |
| 2,500 sq ft | $740,000 |
| 3,000 sq ft | $888,000 |
Salary needed to buy a home in ZIP 01560
To buy the typical $588,000 home in ZIP 01560 with 20% down, you need a household income of roughly $160,000 a year (about $3,730 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $190,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,400 | $4,640/mo | $199,000/yr |
| 10% (+PMI) | $58,800 | $4,440/mo | $190,000/yr |
| 20% | $117,600 | $3,730/mo | $160,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 01560
At about $296 per square foot, here is roughly how much home different budgets get you in ZIP 01560:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1690 sq ft | around the typical home here |
| $600k | 2030 sq ft | around the typical home here |
| $750k | 2530 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 01560 home.
Estimate a specific home in 01560
The estimator below is pre-set to ZIP 01560 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Grafton ZIP codes by home value
Where 01560 sits among Grafton’s 3 ZIP codes:
ZIP 01560 home prices: frequently asked
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See the full Grafton home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.