ZIP Code 02638 — Dennis, MA Home Prices (2026)
The typical home in ZIP 02638 (Dennis, Massachusetts) is worth about $958,000 at roughly $563 per square foot — 37% more expensive than the Dennis median and 226% more expensive than the typical U.S. home.
How 02638 compares
ZIP 02638 is one of the pricier ZIP codes in Dennis: its typical home value of $958,000 ranks #1 of the 4 Dennis ZIP codes we track (the citywide range runs from $565,000 in 02639 to $958,000 in 02638). Per square foot it costs about $563, against $574 for Dennis as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 02638 | $958,000 | $563 |
| Dennis, MA | $700,500 | $574 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 02638
Using this ZIP’s rate of about $563 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $563,000 |
| 1,500 sq ft | $844,500 |
| 2,000 sq ft | $1,126,000 |
| 2,500 sq ft | $1,407,500 |
| 3,000 sq ft | $1,689,000 |
Salary needed to buy a home in ZIP 02638
To buy the typical $958,000 home in ZIP 02638 with 20% down, you need a household income of roughly $261,000 a year (about $6,080 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $310,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $47,900 | $7,560/mo | $324,000/yr |
| 10% (+PMI) | $95,800 | $7,230/mo | $310,000/yr |
| 20% | $191,600 | $6,080/mo | $261,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 02638
At about $563 per square foot, here is roughly how much home different budgets get you in ZIP 02638:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 890 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1330 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1780 sq ft | around the typical home here |
| $1.50M | 2660 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 02638 home.
Estimate a specific home in 02638
The estimator below is pre-set to ZIP 02638 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Dennis ZIP codes by home value
Where 02638 sits among Dennis’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 02638 (this page) | $958,000 | $563 |
| 2 | 02670 | $718,000 | $584 |
| 3 | 02660 | $683,000 | $521 |
| 4 | 02639 | $565,000 | $658 |
ZIP 02638 home prices: frequently asked
What is the average home price in ZIP code 02638? +
What is the price per square foot in 02638? +
What salary do you need to buy a house in ZIP 02638? +
Is 02638 an expensive ZIP code? +
See the full Dennis home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.